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ANZ Progress Saver is a savings account that offers a higher bonus interest rate in comparison to the bonus interest rate offered with ANZ Online Saver.
In any given month you could earn bonus interest:
Total rate*
*Base interest + bonus interest
To qualify for bonus interest:
- Make at least a single deposit of $10 or more in a month.disclaimer
- Make no withdrawals (including transfers), or incur any fees and charges in the month.
Can't make a deposit or need to make a withdrawal in a month?
Hang in there! You'll get the base rate of interest, but you may be eligible to qualify for bonus interest the following month.disclaimer
With an ANZ Progress Saver account you could earn bonus interest when you make at least a single deposit of $10 or more in a month and make no withdrawals or incur any fees and charges.disclaimer
- Earn bonus interestdisclaimer
- Set and track your savings goal
- Fee waiver for under 18s (on application)disclaimerdisclaimer
- No monthly account service fee
- Great for kids bankingdisclaimer
Withdrawal fees
In any month, your first ANZ Transaction (withdrawal or transfer) incurs no fee, but it will disqualify you from earning bonus interest for that month. From your second transaction onwards, the following fees and charges apply.
Transaction type | Fees |
|---|---|
App and Internet Banking Transactions | $0 |
Electronic Transactions | $1.00 each |
Staff Assisted Transactions | $2.50 each |
Looking for concession everyday accounts with no monthly account service fee?
If you hold a concession card, or are receiving Government benefits, you may be eligible for one of ANZ’s concession everyday bank accounts that has no monthly account service fees.disclaimer Have a look at ANZ Access Basic and ANZ Pensioner Advantage.
What is a high interest savings account?
If you’re looking to save money and reach a savings goal, a high interest savings account could help you get here. A high interest savings account typically offers a higher interest rate than a standard savings account.
Some high interest savings accounts offer incentives, such as bonus interest. Bonus interest can be tied to qualifying criteria such as growing your balance, making a deposit or not making any withdrawals in any given month.
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Not the account you’re looking for? |
Eligibility criteria:
- Australian residents
- An Australian residential address
- 12 years or older
- This account is for personal use
Apply for ANZ Progress Saver
Apply online
If you're ready to apply online and have your documents handy, you can get started now.
For joint account applications, after ANZ has opened your account, you will need to visit an ANZ branch with all account holders to sign a Joint Account Authority Form. You will not be able to access your joint account until this form is signed.
ANZ Internet Banking
If you've registered, log in and click Product & Offers, then select the Bank accounts tab and look for ANZ Progress Saver.
The ANZ App
If you are an existing customer, you can apply for an ANZ Progress Saver account in the ANZ Appdisclaimer in minutes. Easy as.
Call us or visit a branch
Call us on 13 33 33 Mon-Fri 8.00am to 8.00pm (Sydney/Melbourne time) or find an ANZ branch near you.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android, Google Play and the Google Play logo are trademarks of Google Inc.
BPAY® is registered to BPAY Pty Ltd ABN 69079137518.
Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change. Base interest rates are tiered. A tiered interest rate means the annual interest rate applicable to your account for a particular day can vary depending on the balance of your account on that day. This means that the rate of interest applicable on the whole balance of your account can be different depending upon the balance of your account on a particular day.
ReturnCustomers aged under 18 need to show proof of age at an ANZ branch in order to receive their transaction fees waiver. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.
ReturnFor children under 12, a parent or guardian will need to open the account in Trust for the child. Customers aged 12 to 17 who can sign a consistent satisfactory signature can open an account in their own name or as a joint account with a parent or guardian.
ReturnOne fee-free ANZ Transaction per month. Additional ANZ Transactions charged as: Electronic Transactions $1.00 each, Staff Assisted Transactions $2.50 each. ANZ Internet Banking transactions are free. ANZ Transactions, Electronic Transactions, Staff Assisted Transactions and Internet Banking Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF) booklet. Any withdrawals in a particular month, including those that are free of charge, will disqualify you from bonus interest for that month.
ReturnThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.
Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.
ReturnRefer to ANZ Savings & Transaction Products Terms and Conditions (PDF) for criteria.
ReturnThe guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.
Return