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Changes to various ANZ Terms and conditions

Effective on and from the 6 June 2025, we are making changes to the following Apple Pay, Google Wallet™, Samsung Pay, Google Wallet (Fitbit Device) and Garmin Pay™ Digital Wallet Terms & Conditions (T&Cs):

  • ANZ with Apple Pay Terms and Conditions
  • ANZ with Google Wallet Terms and Conditions 
  • ANZ with Samsung Pay Terms and Conditions 
  • ANZ with Google Wallet (Fitbit device) Terms and Conditions 
  • ANZ with Garmin Pay Terms and Conditions

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What you need to know
Important Changes

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What you need to know

These changes will take effect from 6 June 2025. These updated T&Cs will replace the existing terms that apply if you have an ANZ card on one of these digital wallets. 

You must read the new T&Cs that apply to the digital wallet on which you have registered an ANZ Card.

You can keep using your digital wallets – the updated T&Cs will apply to your digital wallets from 6 June 2025.

Important Changes

Some of the important changes being made from 6 June 2025 include:

  • Changes to make the T&Cs easier to read.
  • A new requirement to change the PIN you use to access your Mobile Device when you add a card to a Digital Wallet.  Read 'If things go wrong'.
  • Changes to our notification requirements that apply where we exercise our rights to make unilateral changes to the terms and conditions. Read 'Changes to the T&Cs'.
  • Update to the "ANZ Google Wallet Terms and Conditions", which will be called the "ANZ with Google Pay Terms and Conditions" on and from 6 June 2025.

However, we have not covered all the changes that have been made. Additionally, these are high level descriptions only and do not cover the full details of changes described. For the full detail of all the changes that have been made, read the new T&Cs.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at anz.com or by calling 13 13 14 or for ANZ Plus at anz.com/plus before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Mobile payments available on compatible devices and eligible ANZ cards.

Separate terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Google Wallet (Fitbit device) and Garmin Pay.

Apple, Apple Pay and iPhone are trade marks of Apple Inc., registered in the U.S. and other countries.

Google Pay, Google Wallet and the Google Logo are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S.. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

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