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Find ANZ Support Centre

Your money. Your way.

If you're 12 and over, you can apply for an ANZ Access Advantage account and get your very own ANZ Visa Debit card.disclaimerYou can even pick the colour. Get unlimited ANZ Transactions for a $5 monthly account service fee.

How to apply

 

NOTE: The tiny numbers 1,2,3,...9 scattered across the page are called superscripts. Clicking on them will take you to important information that you should know before signing up for any of our products and services.

Your everyday advantages

Secure shopping, faster checkout with your phone

With your ANZ Visa Debit carddisclaimeradded to your digital wallet, you don’t need to fill out your card payment details each time you shop online or in-appdisclaimerand your shipping details are often populated automatically for you too, so you can check out even faster!

Unlimited ANZ transactions

As many ANZ Transactions as you like for a $5 monthly account service fee. You can get the fee waived if you’re under 25 years old, a full time studentdisclaimeror if you deposit at least $2000 within the monthdisclaimeror meet other eligibility criteria.disclaimer

Digital wallet tap and pay

Just set up your ANZ Visa Debit carddisclaimeron your digital wallet and use your phone to tap and paydisclaimerfor everyday purchases wherever you can make contactless payments.

Your money, protected

With our ANZ Fraud Money Back Guarantee, you’ll be reimbursed for fraudulent transactions on your ANZ card, provided you notify us promptly and didn't contribute to the loss.disclaimer

ANZ Online Saver

Once you have an ANZ everyday accountdisclaimeryou can open an ANZ Online Saver account and link the two. Get 3 months bonus interestdisclaimeras a new customer, unlimited online transactions and zero monthly service fee.disclaimer

Pick your colour

Black

Pink

Blue

How to apply

Take a moment to review ANZ Access Advantage to help you decide if it's right for you.

About ANZ Everyday

ANZ Access Advantage Features

  • Unlimited ANZ Transactions for a $5 monthly account service fee
  • We'll waive the monthly fee if you deposit at least $2,000 per monthdisclaimeror meet other eligibility criteriadisclaimer
  • You can also get the fee waived if you're a full time students or under 25 years olddisclaimer
  • An ANZ Access Visa Debit Carddisclaimer

Things to consider

  • Some transactions attract fees, like overseas transactions and bank chequesdisclaimer
  • Generally, ANZ won’t process a transaction that will overdraw your account. However, if your account is overdrawn, you may be charged interestdisclaimer
  • Got a concession card or receive government benefits? Have a look at ANZ Access Basic and ANZ Pensioner Advantage
  • This account is for personal use only

Apply online

If you're ready to apply online and have your documents handy, you can get started now.

Eligibility criteria:

  • Australian residents
  • An Australian residential and mailing address
  • 12 years or older

Apply now

Also looking for an online savings account?

If you proceed with opening an ANZ Access Advantage account, you will also be offered an ANZ Online Saver account. Take a moment to review the following information to help you decide if it's right for you.

ANZ Online Saver Features

  • Access to your money anytime online via your linked ANZ Access Advantage
  • Bonus interest for the first 3 months, even if you make a withdrawaldisclaimer
  • A standard variable rate after the first 3 months
  • No monthly account service feesdisclaimer
  • No minimum balance

Things to consider

  • ANZ Online Saver is an online-only accountdisclaimer
  • No access in-branch
  • Use your linked ANZ Access Advantage account to access your money in other ways
  • Bonus interest only applies to your first ANZ Online Saver account and you must not have held an ANZ Online Saver account in the last 6 months or moredisclaimer

Other ways to apply

ANZ Internet Banking

If you’ve registered, log in and select open a new account. Then the click on the Bank accounts tab and look for ANZ Access Advantage.

Log in

The ANZ App

Download the app from the App Store or  Google play and follow the prompts to get started.disclaimer

Learn more

Call us or visit a branch

Call us on 13 33 33 Mon-Fri 8.00am to 8.00pm (AEST) or find an ANZ branch near you.

Ready to apply?

Apply now

It takes less than 10 minutes to apply.

Other ways to apply: Visit any ANZ Branch or call 13 33 33 Mon to Fri, 8am to 8pm.

Your questions answered

What kind of IDs do I need to apply at a branch?

If you're a new customer, you'll need to provide: one form of Primary ID or two Secondary IDs. Examples of each are listed below. To find out more and see the full list of acceptable forms of identification documents read Customer Identification Process (CIP) - Acceptable Identification Documents (PDF).

Examples of Primary ID

  • Australian photographic driver's licence or learner's permit
  • Australian Passport (current, or one that has expired within the past two years)
  • Foreign passport disclaimer
  • Australian or Foreign citizenship certificatedisclaimer
  • Australian state/territory government issued Proof of Age card
  • Government issued National Identification card

Examples of Secondary ID

  • Birth certificate (can be issued by an Australian State or Territory, or Foreign Government)disclaimer
  • Australian or Foreign citizenship certificatedisclaimer
  • Australian Medicare card
  • Australian School attendance letter issued by principal to person under 18, recording residential address and period of attendance (less than 3 months old)
  • Australian Taxation Office (ATO) assessment notice (less than 12 months old) with name and address

If you're a new customer, you'll need to provide any two of the following:

  • Australian Passport (current or one that has expired within the last 2 years)
  • Australian Visa in foreign passport
  • Australian driver’s licence
  • Australian Medicare card

For more information on methods to complete your identity check, please refer to our Identity Conditions page.

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Mobile payments available on compatible devices and eligible ANZ cards.

Separate terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

Apple, Apple Pay and iPhone are trade marks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

© Australia and New Zealand Banking Group Limited (ANZ) 2020 ABN 11 005 357 522. AFSL 234527. Australian Credit Licence Number 234527.

Eligibility criteria apply to the issue of ANZ Access Visa Debit cards. Customers aged 12 and 13 will need to visit an ANZ branch to order an ANZ Access Visa Debit card. They can bring a parent or guardian. Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF) and ANZ Saving & Transaction Products Terms and Conditions (PDF) for details.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments. Terms and conditions apply to the use of Apple Pay (PDF), Google Pay (PDF), Samsung Pay (PDF), ANZ with Google Wallet (Fitbit device) (PDF) and Garmin Pay (PDF).

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On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF).

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Monthly account service fee waiver applicable to ANZ Access Advantage accounts if you deposit $2,000 or more by the last business day of the calendar month. You must satisfy the monthly deposit requirement to be eligible for the waiver in a particular month. 

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Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF) and ANZ Saving & Transaction Products Terms and Conditions (PDF) for details.

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Provided you didn’t contribute to the loss, you let us know as soon as you found out about the loss and you have complied with the Electronic Banking Conditions of Use contained in your product terms and conditions.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account.

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Open your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ).  After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.

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 Please refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.

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Debit interest may apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF).

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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If your identification document is written in a language other than English, you must provide a translation into English by a translator who is accredited by the National Accreditation Authority for Translators and Interpreters.

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