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Our approach

Our bankers and advisers offer a breadth of experience to facilitate solutions towards your goals. Our advice is dynamic, personalised around your changing needs – we consider risks and maintain a long-term perspective for our solutions.

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A personalised process

Father and Son on a hill

1. We start with understanding

We know that every client and family is unique. We will work with you to understand your goals, needs and the needs of your family.

 

2. You'll benefit from our experience

Through our work with clients like you and multi-generational families, we have the perspective to share insights, anticipate needs and offer qualified guidance. 

 

3. We foster a long-term relationship

At every step, your dedicated ANZ Private banking team can work as a conduit to the wider ANZ group and external specialists across our advisory network. 

 

4. Together, we'll implement tailored strategies

We can work as both facilitators and advisers, creating tailored solutions as well as offering support and guidance.

Our investment philosophy

We provide clients with personalised service according to their advice and investment needs.

As part of this service, clients have access to ANZ Private's Chief Investment Office (CIO) that is dedicated to serving the investment needs of our clients. Responsible for more than $9bdisclaimer in assets under management, our CIO utilises inputs from leading global investment partners, leveraging our institutional scale to build and deliver world-class investment solutions for clients.

Our investment approach

At ANZ Private, our aim is simple - to grow our client's wealth over the long term. Out approach to managing client capital is underpinned by our investment beliefs and is built on the foundations of two key building blocks - asset allocation and implementation.

Active Asset Allocation

  • Strategic Asset Allocation (SAA)
  • Tactical Asset Allocation (TAA)

Portfolio Implementation

  • Manager and security selection
  • Investment Management and Implementation

 

Our investment beliefs

  1. Time is the exponent of wealth creation.
  2. A whole of portfolio approach is required.
  3. Tactical views should be only be implemented if the integrity of a risk profile remains uncompromised.
  4. Portfolios must be able to withstand all market conditions.
  5. Capital should be allocated according to a risk budget, rather than a return target.

"Wealth creation is achieved through the compounding of returns over the long term. As such, our investments approach focuses primarily on managing the risk of a portfolio so that an investor can stay invested through changing conditions of a full market cycle including periods of significant drawdown."

Lakshman Anantakrishnan, Chief Investment Officer

Clients we assist

From business owners and investors to executives and family offices, every client of ours is unique, so we create a tailored service based on your needs. Our private banking team supports you with the information you need to make insightful decisions.

More about our clients

Services we offer

As specialists in complex home lending, commercial property and share-backed loans, we can harness the solutions, expertise and resources of our commercial, retail and markets businesses. Our in-house Chief Investment Office also collaborates with Australian and global investment houses to provide a range of strategies and solutions. We can also offer a holistic advisory service to address the breadth of our clients' needs and can provide strategic, investment and insurance advice tailored to their circumstances.

More about our services

Learn more about ANZ Private

Become a client

Contact us to discuss a tailored approach to wealth management.

Request a callback

Financial Services Guide (PDF 2.2MB)

Information provided is general in nature only and does not take into account any person's personal needs, circumstances or objectives. ANZ recommends that you read the applicable Product Disclosure Statement or offer document before deciding to acquire or hold any product. Fees, charges and eligibility criteria apply.

ANZ Private Bankers are representatives of Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ), the holder of an Australian Financial Services Licence.

ANZ Chief Investment Office Asset’s Under Advice as of March 2024.

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