What's included in my monthly interest payment?

We pay interest into your ANZ Save account (or Joint ANZ Save account if you have one) on the last business day of each month. It will generally include interest up to (but excluding) that day. Interest earned but not paid in a particular month will be paid in the next month.

This means the number of days included in the monthly interest payment can vary, depending on how many days in the month, when the last business day falls, and any interest earned but not paid in the previous month.

There are:

• 28 days (or 29 in a leap year) in February
• 30 days in April, June, September and November
• 31 days in January, March, May, July, August, October and December.

For 2024 the last calendar day of the month in March, June, August and November falls on a weekend. So, we’ll pay the interest on the Friday of those weeks, with any interest earned on that Friday and over the weekend paid the following month.