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Refinance Calculator

Compare your current rate and repayments to see if switching to ANZ Plus could mean more in your pocket.

$2,000 cashback

Available to customers refinancing an eligible home loan of $250,000 or more with ANZ Plus.

Excludes refinancing from ANZ or Suncorp. Offer may be withdrawn or amended at any time. Other exclusions and T&Cs apply.2

$2,000 cashback

Limited time offer for eligible home loans refinanced to ANZ Plus.

Excludes refinancing from ANZ and Suncorp. Excludes customers that have previously held an ANZ Plus home loan on the same property.2

Get a home loan made for more 

Discover tools and features designed to help you find ways to get ahead and maybe even pay off your home loan sooner.

Your questions answered

​​All applications subject to credit assessment. Eligibility criteria and fees and charges apply.

Interest rates shown on this page are current as at 28 February 2025 and are subject to change.

1 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2 Offer available to customers refinancing an eligible home loan of $250,000 or more. Excludes refinancing from ANZ or Suncorp Bank. Cash back paid within 60 days to an eligible ANZ Plus account. You must drawdown the eligible ANZ Plus home loan within 120 days from applying. Offer can be amended or withdrawn at any time. Fees, charges, and other exclusions and T&Cs apply. See the full Terms and Conditions (PDF) for this offer.

Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference. You should read them before deciding to apply for or keep these products.

Interest rates are variable and subject to change. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.

Australian credit licence number 234527.