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Make regular saving more rewarding

Grow your savings by $100 or more (on top of any interest you receive) each month¹ to earn a bonus rate with ANZ Save.

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Watch your savings grow

When you join ANZ Plus, in addition to the ANZ Plus account, you'll get the ANZ Save account, designed to help you save more.

Grow your savings

Grow your ANZ Save balance by $100 or more (on top of any interest you receive) each month to earn the bonus rate.¹

Sky’s the limit

You could earn 4.75% p.a. on your entire balance if you meet the qualifying criteria – there are no tiered limits.¹

Smash your goals

ANZ Save is designed to help you reach your savings goals. You can set and track multiple goals in the one account. 

Smart ways to save

Round up extra cents on eligible card transactions and send them straight to your ANZ Save account. 

Earn bonus interest¹ with ANZ Save

You can get rewarded with bonus interest when you grow your ANZ Save balance by $100 or more (on top of any interest you receive) each month.¹

Standard rate

0.40% p.a.

on your total ANZ Save balance each month.1

+ Bonus rate

4.35% p.a.

when you grow your balance by $100 or more (on top of any interest you receive) each month.¹

= Standard + bonus

4.75% p.a.

when you meet the bonus rate qualifying criteria.¹

Stuff you should know

You can easily check to see if it looks like you’re on track to qualify for bonus interest in the ANZ Plus app. You’ll be able to see an estimate of how much you need to save, and by when, to qualify for the bonus rate each month. Learn more about earning interest with ANZ Save.

One place for your savings goals

Use ANZ Save to set and track multiple savings goals. Whether it’s a new car, travel plans, or a house deposit you’re saving towards, stay on track and get help to manage your money while you work towards your goals.
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More from ANZ Plus

Add a little flexibility to your savings

Earn interest without minimum deposits by adding the ANZ Plus Flex Saver account.2

Discover ANZ Plus Flex Saver

Your questions answered

Join in minutes and start saving today

"All banks are banks but this app is so well-designed. Very useful for saving and automating."

ANZ Plus customer

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Minimum of iOS 15.0 or Android 7.0

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Flexible savings you’re free to dip into

Use the ANZ Plus Flex Saver account to pay bills and make transfers,³ while earning a great rate for balances up to $5,000.²

Explore ANZ Plus Flex Saver

Sort your spending with ANZ Plus

When you join, your ANZ Save account comes with ANZ Plus, an everyday transaction account packed with tools and insights to help you spend smarter.

Explore ANZ Plus

Could you save with an ANZ Plus home loan?

Applications open for eligible customers refinancing to a digital home loan that’s designed to help find ways to get ahead.

Explore Refinance

1 We use the effective daily balance of your ANZ Save account at 11:59pm (Melbourne time) on the last business day of the month to determine if you've met the requirement to grow your balance. See the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance and how we work out if you're eligible for bonus interest. Interest rates are variable and subject to change.

If you're new to ANZ Plus, ANZ Save is only available if linked to an ANZ Plus account. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determinations and ANZ Plus Deposit Account T&Cs are available for your reference (see links above). You should read them before deciding to apply for or keep these products.

2 Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. A higher rate applies for that part of the effective daily balance that is up to $5,000, and a lower rate applies to that part of your effective daily balance that is above $5,000. Interest rates are variable and subject to change. See www.anz.com.au/plus/interest-fees for interest rates. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.

3 Payment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. Card Payments are not available.

ANZ Plus star rating and/or customers review refers to the ANZ Plus app rating in the Apple App Store. Please refer to the Apple App Store for current rating.