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Make regular saving more rewarding

Earn bonus interest when you grow your ANZ Save balance by $100 or more (on top of any interest you receive) each month.¹

Explore ANZ Save Join ANZ Plus

Here’s what else you get

Two smart accounts

Get ANZ Plus, an everyday account that tracks your spending and ANZ Save, a savings account that can help you reach goals.

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No monthly account fees

You won’t pay any monthly account fees.² And there are no withdrawal fees at domestic major Australian bank ATMs.

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Tips from a coach

ANZ Plus Coaches are here to give you expert support and help you build healthy habits so you can spend less and save more.

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A bank on your mobile

ANZ Plus is a new digital way to bank. You can do your banking in the ANZ Plus app with loads of smart money management tools.

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New to Australia?

Get a new home for your money. Join fast from your mobile and start banking today.

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Partner up with your plus one

Spend and save together with Joint ANZ Plus and ANZ Save accounts.

Explore accounts

Refinance with ANZ Plus

Explore a new home loan designed to help you own your home sooner. Applications open for eligible customers looking to refinance.

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Join in minutes from the app

“Was super easy to open an account”

ANZ Plus customer

Minimum of iOS 15.0 or Android 7.0

Scan QR code to get started

We're shooting for the stars

Terrific App from a big bank

“Wow got my card this week and am so impressed this is from a big bank. Was easy to sign up, seems super easy to use and the overall design is Sooo good. Was not expecting this from a big 4 bank.”

ANZ PLUS CUSTOMER

Exciting!

“The best app from a big bank so far. You can tell it’s still early days but new features are coming out all the time. Onboarding was crazy quick and easy! The interface itself is nice and clean. Can create multiple goals instantly. Exciting."

ANZ PLUS CUSTOMER

Great app!

“Beautiful interface. Can create multiple savings buckets under just 1 savings account.”

ANZ PLUS CUSTOMER

Stuff you need to know

ANZ Plus offers a new way to bank and comes with heaps of smart money management features but it might not be right for you, right now.

There are a few things we don’t support:
  • ANZ Plus is branchless, you can reach out to a Coach instead
  • Internet Banking (Online Web Portal)
  • Issuing cheques
  • Overdrafts
  • Outward International Money Transfers.

You can use the ANZ Plus app to view other eligible ANZ accounts, but to manage these accounts you will still need to use other ANZ channels. Find out more here.

If you’re under the age of 15, or looking for a credit card, then check out other ANZ products on anz.com

¹ We use the effective daily balance of your ANZ Save account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met your monthly savings target. Interest rates are variable and subject to change. See the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest.

² Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees. A $10 monthly fee applies if you link your ANZ Plus account to your ANZ Plus Home Loan as an offset account.

​​3 Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. See ANZ Plus App T&Cs for more information. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature.

ANZ Plus star rating and/or customers review refers to the ANZ Plus app rating in the Apple App Store. Please refer to the Apple App Store for current rating.