International Money Transfer

You'll need to be an ANZ customer to send an ANZ International Money Transfer. You'll also need to tell us the following:

• Currency and amount you'd like to send
• Full name, address and account number of the person you're sending the money to
• Destination country, full bank name, address and SWIFT code/BIC ( Bank Identifier Code) or Branch Number ( some countries accept this) of the beneficiary's (payee's) bank
• IBAN (for payments to Europe and selected other countries) or Routing Number ( for payments to the US)

International money transfers can be sent to specified countries only. For ANZ Phone Banking and ANZ Internet Banking you can view the list of destination countries and currencies for international money transfers on our ANZ FX Calculator. Alternatively for ANZ Internet Banking, you can view the list of destination countries, when you set up a new payee in ANZ Internet Banking.

For ANZ Phone Banking or if you wish to transfer funds to a country not shown in the list of destination countries in ANZ Internet Banking, please call the International Support Centre on 1800 681 683 or +61 03 8565 7229.

For ANZ Internet Banking, To help keep your accounts secure, the payment limits to an international payee can be set between $1,000 and up to $10,000 per day. 

To change your limit in Internet Banking, simply go to Payments and Change my Pay Anyone limit then follow the prompts.

To send up to $25,000 you will need ANZ Shield:

To make higher value payments up to $25,000 using ANZ Internet Banking, you will need ANZ Shield app. This will also add an extra layer of protection when sending payments via ANZ Internet Banking. To find out more visit ANZ Shield.

For ANZ Internet Banking for Business, the maximum daily amount that can be transferred overseas is $150,000 even if the daily limit amount assigned to your profile is higher than this.

For ANZ Phone Banking, there is no transaction limit on payments/transfers from your account. International money transfers cannot be made from a credit card via ANZ Phone Banking.

For ANZ  Internet Banking, whenever you confirm a payment/transfer you'll receive a lodgement number and a receipt number. The receipt number confirms that the payment/transfer has been submitted.

You can check the status and the receipt number via View past Payments/Transfers from the Payments menu. For unsuccessful payments/transfers, the status will show as failed. You can also check the details of the payment/transfer to find the reason of the failure.

Find out more about Past payments/transfers

Please note that delays, interruptions or failures may occur (this might be outside ANZ’s control): it is your responsibility to check your account statement for transaction details.

For ANZ Phone Banking, please call the International Support Centre on 1800 681 683 or +61 03 8565 7229.

To receive an international money transfer, you'll need to provide the sender with:

• Your ANZ branch name and address
• Your account name and full account number
• The ANZ SWIFT code, which is ANZBAU3M