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ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
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Understand your super, offered through your workplace.
ANZ Smart Choice Super is issued by OnePath Custodians Pty Limited, which is a part of the Insignia Financial Group.
ANZ Smart Choice Super MySuper and all trustee-directed products passed the 2024 Performance Test.
ANZ Smart Choice Super for employers and their employees (ANZ Smart Choice Super) is built around changing lives and needs, with special features that adjust automatically as you age.
Opt-in to insurance cover and have peace of mind if the unexpected happens.
ANZ Smart Choice Super for employers and their employees is provided by OnePath Custodians Pty Limited.
Your super automatically prepares you for retirement - now that's smart.
Designed to suit no matter where you are in life, your lifestage investment option selects a mix of investments based on your age and adjusts them as you get older.
If you prefer to take a more active role in your investment decisions, you can choose your own from over 45 options and invest in as many as you like.
To get started review ANZ Smart Choice Super performance. Then use our investment tool to see which investment may work for you. Select either 'Invest in your Lifestage option' tab or 'Choose your own investment mix' tab.
View the underlying assets for our managed funds.
Compare ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees with other MySuper products.
Enjoy peace of mind knowing that if the unexpected happens, your family is protected. ANZ Smart Choice Super’s default Death and Total and Permanent Disability (TPD) standard cover is based on your age, with cover increasing when you’re likely to have greater commitments.disclaimer Because insurance fees are deducted from your account, there's no impact on your take-home pay.
Once your account is open, you can also apply for a cover amount of your choice. You can also apply for income protection cover.disclaimer
Some employers offer tailored insurance arrangements for their plans.
Call 13 12 87 for details.
No-one likes paying multiple times for the same thing. So ANZ Smart Choice Super helps you bring your super together – including any you’ve lost along the way.
Login into your ANZ Smart Choice Super account via online access to find all your other super account(s) disclaimerand, if you want to, we'll help our bring them together in just a few clicks.disclaimer
Instead of rummaging through that drawer to find your statements, ANZ Smart Choice Super makes super management simple and convenient.
View and manage your super easily on your computer with ANZ Smart Choice Super online access. Access your super statements, find lost super, check your balance and transactions, review and adjust your investment mix, add and update your beneficiaries and insurance, and more.
If you're an ANZ bank customer, you can also check on your super with ANZ Internet Banking, or on your smartphone or tablet with the ANZ App (not available on ANZ Plus). Feature only available on iOS devices.
What is superannuation and why do I need it? Read more to find out the importance of super and why it matters so much to your retirement.
Take your super as an income stream, a lump sum, or a combination of both. Find out which option's best for you.
Need to boost your super? Learn how to consolidate accounts, find lost super, make extra contributions, and more.
Stay informed of important changes that may impact your ANZ Smart Choice Super account.
Product updates
Read the latest updates about product, insurance or regulatory changes that may impact your ANZ Smart Choice Super account.
“ANZ Smart Choice Super” is a suite of products consisting of ANZ Smart Choice Super and Pension (PDF), ANZ Smart Choice Super for employers and their employees (PDF) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF). OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346 RSE L0000673) (OPC) is the issuer of the ANZ Smart Choice Super suite of products. OPC is the trustee of the Retirement Portfolio Service (ABN 61 808 189 263, RSE R1000986) (RPS) and the ANZ Smart Choice Super suite of products are part of the RPS. You should consider obtaining financial advice before making any decisions based on the information. You should obtain a Product Disclosure Statement (PDS) relating to the relevant financial product and consider it before making any decision about whether to acquire or continue to hold the product. Target Market Determinations (TMDs) where required for relevant products have to be available for consideration by distributors/members. A copy of the PDS and TMD (where relevant) is available via the links above, and upon request by phoning 13 12 87 or by searching for the applicable product at www.anz.com.au/smartchoicesuper. The ANZ Smart Choice Super and Pension product is distributed by ANZ. We recommend that you read the ANZ Financial Services Guide (PDF), before deciding whether to acquire or continue to hold this product. View the ANZ Smart Choice Super and Pension Target Market Determination (PDF). ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are MySuper compliant products issued pursuant to the latest PDS available at www.anz.com.au/smartchoicesuper. OPC is part of the Insignia Financial group of companies, comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The ANZ brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the Insignia Financial group of companies (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.
Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance. Past performance is not indicative of future performance.
This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.
ANZ does not represent or guarantee that access to ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
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The investment mix is selected based on the member’s decade of birth.
ReturnUnder the Putting Members' Interests First (PMIF) legislation, unless covered by an exception, default insurance cover cannot be automatically provided if you are under 25 years old or with an account balance less than $6,000. If you are eligible for insurance cover, you can obtain cover by providing an opt-in election before reaching both the age and balance thresholds. If no opt-in election is provided, subject to eligibility, insurance cover is automatically provided on the later of: the date of your 25th birthday, or the date your account balance is $6,000.
ReturnChoose Your Own Cover is subject to eligibility and underwriting acceptance by the Insurer. Refer to the PDS (PDF 594kb) and relevant Insurance Guide for further detail.
ReturnNote: if the ATO‘s SuperMatch service is not available, we will not be able to search for your other super account(s).
ReturnWhat to consider before you consolidate your super: Firstly, is ANZ Smart Choice Super right for you? We are not providing you with any advice to transfer your super to ANZ Smart Choice Super. Before you transfer, think if there are any adverse consequences for you, including fees, other loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks, and where your future employer contributions will be paid. Check your annual statements or other documents from your existing super funds. If you need help, you should seek financial advice.
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