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ANZ Smart Choice Super takes the hassle out of sorting your super.
ANZ Smart Choice Super is designed to be flexible and go with you as you move through life. Whilst changing jobs can be an exciting time, we also know it can be busy with a lot to do and new things to focus on. That's why we've made it easy to take your ANZ Smart Choice Super account with you throughout your career and keep your hard-earned super money all in one place. Whether you're changing jobs or just getting on top of your super, we can help you in two easy steps.
Let your employer know you want your super paid into your ANZ Smart Choice Super account using the form below or via the ANZ App.
Round up your super accounts in a few stepsdisclaimer and take your ANZ Smart Choice Super with you as your career progresses.
Download and complete the Standard Choice form below and give it to your payroll or human resources department.
Make things simple and get a pre-populated form with your details already loaded by logging into your internet banking.
Get a pre-populated form with your details:
You can search for your super and bring it all togetherdisclaimer into your ANZ Smart Choice Super account via ANZ Internet Banking or the ANZ App.
Consent to a SuperMatch search.
Select the accounts you would like to bring together.
Moving funds (including terminal medical condition payments) may have taxation, investment and insurance implications. You may want to consult a financial adviser before making any decisions.
It's important to check whether you'll lose any existing insurance cover when you leave a job and whether your remaining cover is sufficient. If you have more than one super account, you may be paying premiums on multiple insurance policies. This can reduce your retirement savings and you may not be able to claim on multiple policies. Consider whether you need more than one policy or whether you can get enough insurance cover through one super fund. To discuss your insurance through ANZ Smart Choice Super, please contact us by calling 13 12 87 or learn more about insurance cover in ANZ Smart Choice Super.
It's important to check that all your contact details are up to date and to let us know if anything has changed, for example – your occupation.
If you have a financial adviser, we recommend that you speak with them before making any decisions.
ANZ Smart Choice Super's fees are below average that keep more of your super in your fund,disclaimeryou'll be making the most of your super.
Over the medium to long-term (three to five years) ANZ Smart Choice Super has exceeded its investment objectives for all Lifestage funds.disclaimer Find out how ANZ Smart Choice Super has performed.
ANZ Smart Choice Super's investment experts select a mix of investments which adjust based on your agedisclaimer – so the hard work is already done.
Stay in control of your super and watch it grow alongside your other ANZ bank accounts through:
You can have peace of mind with a range of insurance options to have you covered if the 'unexpected' happens. How much cover will I need?
You can also rest assured knowing that we have committed to adopting the Insurance in Superannuation Voluntary Code of Practice.
Knowledge is power. Educating yourself about your retirement savings, including your investment options and ways you can boost your balance, is one of the smartest financial choices you can make. Find out more about how you can keep track of your ANZ Smart Choice Super account online.
For more information on superannuation in general visit our learning centre, or you can get in touch with us.
“ANZ Smart Choice Super” is a suite of products consisting of ANZ Smart Choice Super and Pension (PDF), ANZ Smart Choice Super for employers and their employees (PDF) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF). OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346 RSE L0000673) (OPC) is the issuer of the ANZ Smart Choice Super suite of products. OPC is the trustee of the Retirement Portfolio Service (ABN 61 808 189 263, RSE R1000986) (RPS) and the ANZ Smart Choice Super suite of products are part of the RPS. You should consider obtaining financial advice before making any decisions based on the information. You should obtain a Product Disclosure Statement (PDS) relating to the relevant financial product and consider it before making any decision about whether to acquire or continue to hold the product. Target Market Determinations (TMDs) where required for relevant products have to be available for consideration by distributors/members. A copy of the PDS and TMD (where relevant) is available via the links above, and upon request by phoning 13 12 87 or by searching for the applicable product at www.anz.com.au/smartchoicesuper. The ANZ Smart Choice Super and Pension product is distributed by ANZ. We recommend that you read the ANZ Financial Services Guide (PDF), before deciding whether to acquire or continue to hold this product. View the ANZ Smart Choice Super and Pension Target Market Determination (PDF). ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are MySuper compliant products issued pursuant to the latest PDS available at www.anz.com.au/smartchoicesuper. OPC is part of the Insignia Financial group of companies, comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The ANZ brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the Insignia Financial group of companies (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.
Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.
This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance. Past performance is not indicative of future performance.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.
ANZ does not represent or guarantee that access to ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
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ANZ Smart Choice Super received a Gold rating in SuperRatings’ 2021 product rating. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria.
Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880 at the request of OPC. For a copy of the latest SuperRatings research, click here (PDF) or call 13 12 87.
Return1 Year performance from 30 June 2020 to 30 June 2021
ReturnThe investment mix is selected based on the member’s decade of birth.
Return