Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
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ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
ANZ Mobile Lending is our premium personalised home loans service.
Our mobile lenders are experts in ANZ home loans and they'll go the extra mile to help get you to a good place. They can meet to discuss your home loan needs at a time and place that suits you, including weekends and outside business hours.
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Get expert advice in ANZ home loans that can be tailored to you, every step of the way. Our mobile lenders know ANZ home loans, so they can help you work out the best option for your property plans.
Choose when, where and how to meet. Our mobile lenders offer appointments in person, by mobile, email or video chat and can be available outside business hours and on the weekend.
You can get expertise and support in relation to ANZ home loans every step of the way, whether you’re buying a home, investing in property or renovating.Superscript: 1
If you choose an ANZ Standard Variable home loan, our mobile lenders can help you access a home loan rate discount that’s personalised to you, based on your situation.
Meeting with a mobile lender is obligation-free and at no cost to you.
Get insights on the properties and suburbs you're interested in to help you make your next property move with confidence. Get your free report
5.74% p.a.Superscript: 2 Interest rateSuperscript: 3Superscript: 4 | 6.74% p.a. |
Discounted 2 year fixed rate when borrowing 80% or less of the property valueSuperscript: 6on owner occupied home loan with principal and interest repayments.
Get $2,000 cashback when borrowing 80% or less of the property value.Superscript: 6
On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance). See our terms and conditions below.Superscript: 7
If you're buying your first home, you could get $3,000 to spend however you like, plus support form an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more.
Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply. Superscript: 8
You can speak with an ANZ Mobile Lender at no cost and all services are obligation-free.
Yes, we are available to meet with you every day of the week. That includes Saturday and Sunday. Please feel free to call us to make your appointment.
Yes, we’re available to meet you outside business hours and on the weekends, at a time and place that suits you. Feel free to give us a call to make an appointment.
Sure, we can meet you at your workplace. Feel free to give us a call to make an appointment.
Not at all, we welcome all customers. You don’t have to be an ANZ customer to chat with us.
Please feel free to call us to discuss your needs. We can help you refinance or switch your home loan to ANZ.
Yes, we can help you with a loan for a renovation or residential investment. Please give us a call so we can discuss your needs.
Feel free to give us a call and let us know what you’re looking for, we’ll help if we can or refer you to the right ANZ specialist for your needs.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
ANZ Mobile Lending representatives operate as ANZ Mortgage Solutions, an independently operated franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 Australian credit licence 234527.
1. ANZ does not provide personal financial advice, and any discussion will be a review of your home loan only. Terms and Conditions (PDF) fees, charges, credit approvals and eligibility criteria apply to ANZ Home Loans.
Return2. The interest rate shown includes any applicable interest rate discount from the index rate. For ANZ Standard Variable, the interest rate discount is 1.20% p.a. for loans with a Loan to Value Ratio (LVR) of greater than 80% and 1.40% p.a. for loans with a LVR 80% or less. For applications submitted from 28 October 2024 for ANZ Fixed, there is no interest rate discount for loans with a LVR of greater than 80% and the interest rate discount is 0.45% p.a. for loans with a LVR of 80% or less.
Return3. Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.
Return4. Interest rates shown on this page are current as at Friday, 21 March 2025 and are subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges (PDF), ANZ Personal Banking General Fees and Charges (PDF) and your letter of offer.
Return5. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.
Return6. Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.
Return7. For ANZ home loans: Offer can be withdrawn at any time. Limit of one cashback within any 12 month period. Offer is $2,000 cashback with 80.00% LVR or less, loans with LVR above 80% are not eligible for cashback. Paid within 60 days to an eligible ANZ account. You must drawdown the Eligible ANZ Home Loan(s) within 120 days from applying. Excludes all internal refinances and switches within ANZ Group which includes Suncorp Bank and ANZ Plus. See the full Terms and Conditions (PDF) for this offer. Fees, charges, eligibility criteria apply.
Return8. Offer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply.
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