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First Home Super Saver (FHSS) Scheme calculator
The First Home Super Saver Scheme can help first-home buyers save for a home loan deposit using their super. Use our calculator to see how you may benefit from this strategy and get you closer to home, sweet home.
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First Home Super Saver (FHSS) scheme calculator
To see how FHSS might work for you, enter a few of your basic details to see the estimated benefits of the scheme for first home buyers. Our calculator may help you compare a deposit saved through the FHSS scheme compared with a regular savings account.
The Australian Government's First Home Super Saver (FHSS) scheme exists to help first-home buyers save for a home loan deposit using their super, while also offering potential tax benefits.
By contributing to your super account instead of putting that money into a savings account, you may be able to take advantage of the tax offsets available, potentially allowing you to save for a deposit quicker.
Currently, you can make voluntary contributions up to $15,000 a year to your super specifically for the purpose of buying and living in your first home. You can later withdraw those deposits and any associated investment earnings, up to $50,000 as an individual or $100,000 per couple, to help buy your first home, sweet home.
Learn more about the FHSS scheme and how you can boost your home deposit with super
This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance. Past performance is not indicative of future performance.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.