Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
Apply for an ANZ home loan
In under 5 minutes, you can get your application started for pre-approval, a new home loan, refinancing, or topping up your existing home loan.
Get started online in just 5 minutes
Tell us a bit about yourself and the loan you'd like, then we'll call you back within 24-48 hours to help keep your application moving.
- Easy enough to fill out on-the-go
- No need for supporting information or a calculator at this stage
- A credit check will not be conducted until we have spoken with you
To apply, you must
- Be over 18 years old
- Be an Australian or New Zealand citizen or permanent resident
- Have primary income in Australian dollars
We've made it simpler for you
You can apply for both an eligible ANZ Home loan and ANZ Credit Card togetherdisclaimer through one streamlined application process and no additional credit check.disclaimer And remember, there are no ANZ set up or ongoing fees on ANZ home loans.disclaimer
Success!
Your details have been submitted successfully.
Congratulations, you’ve taken the first step on your home loan journey. We will call you within 24 – 48 hours to take the next steps on your loan application with you over the phone. This call may take up to one hour as we help you progress your application.
See below for more information on the financial & other details you will need to have handy for our call and to complete your application.
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Sorry something went wrong. Please try to submit your request again.
Once we've received your Quick Start application, one of our home loan specialists will call you and will ask for the following information.
Financial details
- Your salary and any other income
- A breakdown of your living expenses
- Details of any loans, credit cards or other debt, as well as how much you repay
Details about you and any other applicants
- Your driver's licence information (if you have one)
- An ANZ Customer Reference Number (CRN) or account number (if you're an existing ANZ customer)
Home owner tips and guides
Get practical tips to help you in your property journey, whether you're just starting out, ready to buy, or trying to sell.
Tools and calculators
Download free ANZ Property Profile Reports
Get a price range estimatedisclaimerof how much a property could sell for, with options to estimate equitydisclaimerif you already own property.
Connect with a mobile lender
Meet an ANZ home specialist at a time that suits you.
Chat to a broker
You can also contact your ANZ accredited broker today.
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Any information provided is general in nature and does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you. ANZ recommends you read the applicable Terms and Conditions booklets and the ANZ Financial Services Guide (PDF, 104kB) before deciding whether to acquire, or continue to hold, a particular product.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
ANZ Business Credit Cards are not eligible. Applications for credit are subject to ANZ’s credit approval criteria. T&Cs, exclusions, fees and charges apply. T&Cs, exclusions, and fees and charges apply.
ReturnANZ will not undertake an additional credit report check only because you have applied for an eligible ANZ Home Loan and ANZ Credit Card together. Depending on the circumstances of your application, ANZ may need to undertake further credit report checks to collect information about your credit history from a credit reporting body to assist us in assessing your application.
ReturnOther home loan fees including Late Payment Fee, Lock Rate Fee, Early Repayment Cost (Fixed Rate Loans) and ANZ Equity Manager facility fee still apply. Loan security fees including Lodgement Fee, Production Fee, Settlement Fee and Search Fee still apply however will not be charged on establishment of a loan. Government fees and charges (including government search fees and stamp duty) may still apply. ANZ Credit Card fees and charges apply.
ReturnThe rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.
ReturnA property price range estimate is an estimate only. It is based on certain available information and is not a valuation of a property or guarantee of its market value or future sale price. Price ranges and predictions may change daily and the actual sale price (if the property is sold) may be different.
ReturnEquity in your home is calculated as the difference between the value of your home and the amount you have left to pay on your home loan at the time the calculation is performed. Estimated equity ranges are estimates only and may not be available for all properties. They are based on certain available information and dependent on the current loan amount data that you input into your ANZ Property Profile Report request form, calculated against the price range estimate. Estimated equity ranges are not confirmation as to the equity you may have in a property or a guarantee of the equity available should a property be sold.
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