Investing and superannuation

When you hear the word 'investments', it might conjure up an image of Wall Street execs tapping away at fancy computers. But really investments are just any asset that you buy with the intention of earning an income off it or increasing its value over time.

They can be anything from cash and property, to stocks, bonds and company shares. So no need for the suit and tie (unless that’s your thing) – we’ve got some tips and tactics to help you start investing or expanding your portfolio.

Topics

Before investing

Our experts agree: the sooner you invest, the better. But while it’s great to get in early, first you need to make sure you’re in a good spot with your finances.

Create your investment profile

To narrow down your investment options, first get clear on your investment profile – that is, who you are as an investor when it comes to Objective, Timeframe and Risk Appetite.

Where to start investing

Investment strategies really do come in all shapes and sizes, so there is no magic formula that will work for everyone. But the first thing everyone can do is learn about the different asset classes (also known as types of investments).

Advanced investing methods

Once you’ve got the hang of all that investing lingo and have a bit more capital, it’s time to look at some more complex investing options.

Supersize your superannuation

Most working Australians are already investing, as at least 11.5 per cent of your pay goes into your superannuation account – and these accounts get invested, usually in a broad mix of assets.

Managing risk

Investing might not be as exciting as winning the lottery (a pity!), but it shouldn’t be overly stressful either. Learn how to manage the risks involved with investing.

Your investing toolkit

Use this collection of tools, calculators, articles and videos to support your investment journey.

Why is investing and superannuation important?

There is a lot you can be doing now to ensure that your financial wellbeing is strong in the future. Investing and superannuation tips tend to go hand in hand because while super is often something we don’t think about, it really is another form of saving and investment. Learn more about investment strategies so that you can have a second investment stream or to take control of where your super is invested with some clever superannuation tips. This information has been developed with the support of ANZ financial experts and is helpful whether you’re starting out in life or approaching retirement age, to help you build wealth and support your financial wellbeing.

Take the quiz to find out your financial wellbeing score and get tips to master your money. It’s like a little health check for your finances! Get your score

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Important information

The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.