How much does a dog cost? Can you afford a puppy?

Estimated reading time
 5 min

In this article

• The cost of having a fur baby
• Set up a budget to prepare for your new pet
• Planning for the long term

Whether you’re into cute fluffy pups or big furry friends, dogs make for excellent companions. And they can have health benefits too with studies showing a four-legged family member can boost your mood, decrease your blood pressure and even reduce stress.

According to a survey by Animal Medicines Australia, there are over 28.7 million pets in Australia - making us one of the highest rates of pet ownership in the world. Essentially, Aussies love their puppies and dogs, with around 48% of people owning a cute, cuddly canine.

While the companionship and love of our furry friends might keep our spirits high, it’s a good idea to paws and think about the responsibilities that come with a new fur baby. And cost can be a big one.

How much does a dog cost?

Every dog has different needs. So, it’s impossible to predict exactly how much a dog or puppy will cost but here are some things to take into account - from puppy school and desexing, to council registration fees, the initial costs don’t end at adoption.

Research your local area for more information from councils, vets and other pet services you’ll need. But those are just the beginning.

Routine grooming requirements and costly trips to the vet when they get into your chocolate stash can really start to add up.

Here’s a rough guide so you can start planning for your pet in the long term.

Remember a dog is not a short-term commitment. Even when your financial situations change, your furry friend will still need your love and support. So, consider how you can prepare for the unexpected.

Adopting a rescue pet will keep your initial costs down and do a good deed for an animal in need of a loving home. Right now, there are so many pets in rescue shelters looking for a second chance. And who knows, they might even rescue you a little too! 

Whichever road you take towards finding your new best friend, consider taking out pet insurance or setting up an emergency savings fund to cover any unexpected vet bills down the track.