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Tools and calculators

Use our handy tools to take the math and guesswork out of improving your financial wellbeing. Choose from online calculators and downloadable docs to manage your money your way.

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Get your Financial Wellbeing Score

The score is like a financial health check, where a number out of 100 shows you how your financial health is doing right now.

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Savings Calculator

Got a goal? Use this calculator to figure out how much you need to save each month and how long it’s going to take you to get there.

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Savings Booster Calculator

Change one little spending habit – like one less streaming service, or riding to work – and see what impact that will have on your savings in a year.

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Budget Planner

Simply input your expenses, add in your goals and split out your accounts to walk away with a PDF of your new Budget Plan.

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Personal Loan Repayment Calculator

Before you secure that loan, make sure you can keep up with the repayments with this estimation tool.

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Home Loan Repayment Calculator

Compare rates or check out what you could be in for with a new home loan with this calculator.

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50/30/20 Budget Calculator

Want an easy budget? Input your monthly income and this tool will help you to split it between your needs, wants and goals.

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50/30/20 Annual Budget

Download the budget worksheet to track your outgoings and savings, to see where you could make some changes to make the most out of the 50/30/20 approach.

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Goals Setter Worksheet

Got a few goals you’re working towards? This worksheet helps you to figure out how much you need to save and for how long, so you can achieve your four biggest priorities.

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Long-Term Goal Action Plan

Saving for a specific goal? This simple plan helps you plot out how to get there the S-M-A-R-T way.

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Expense Tracker – ‘Wants’

Look at your ‘wants' and make note of these expenses to see if there’s any room to reduce your discretionary spending.

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Expense Tracker – ‘Needs’

These are the non-negotiables. Look at your necessary expenses to see how much of your budget must be set aside for the essentials.

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Bills Tracker

Download the tracker to see some of the top bills you could be seeking a better rate for – and start researching for a better deal.

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Income Tracker

Keep track of the money you’re making – for sole traders, small businesses, and side hustlers. Make tax time feel a whole lot easier.

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Financial Wellbeing Score Tracker

Take note of your Score and what you want to do to improve it. Come back in 3 months to see how you’re tracking.

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Savers Personality Type Quiz

Curious to know what sort of saver you are? Take this fun quiz to find out!

The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.

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