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South Australian benefits and supports for you

We want to help all South Australians with their finances. Here you can find rebates, concessions, subsidies, other unclaimed benefits or money owing to you that you might not be aware of.

Having spare cash in your back pocket means you can feel more financially secure to cover daily expenses or to grow your rainy day (or emergency) fund.

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General financial support
Family support
Senior or pensioner support
Low-income earner support

I want general financial support

From reclaiming money that’s in your name to making the most of your solar energy, there are different money-saving programs and schemes you can access to help get some additional money back in your wallet.

Unclaimed money

Look for any unclaimed money that might be yours and put it right back where it belongs – in your bank account. This service is easy-to-use, and it only requires your name.

What do I need to get started?

Just your name.

How long will it take to apply?

Under 5 minutes.

Reclaim your money

Find any unclaimed money that might be in your name from lost bank accounts, shares and investments. It’s a fast, free and easy process.

What do I need to get started?

Just your name or Original Transaction Number (OTN), which is a unique number to help identify unclaimed money.

How long will it take to apply?

Under 5 minutes.

Reclaim your money

Put money towards your future by accessing any lost or unclaimed super that might be in your name. It’s easy to check for lost super and consolidate it – future you will thank you.

What do I need to get started?

You’ll need a myGov account, super fund information and previous personal or work information.

How long will it take to apply?

Up to 15 minutes.

Find your super

Income support

You might be eligible to receive regular payments from the government to support you financially if you’re unemployed and are looking for work, if you’re sick or injured and can’t work or study.

What do I need to get started?

A myGov account and Customer Reference Number (CRN). You can apply for JobSeeker online through the button below or by the Express Plus Centrelink app.

How long will it take to apply?

Around 30 to 60 minutes.

Apply now

You can reclaim any unpaid wages that might be owed to you through the Fair Work Ombudsman’s website. It's a quick process that only requires your surname and information about your past employer.

What do I need to get started?

Just your name and the ABN or business name of your previous workplace.

How long will it take

Under 5 minutes.

Reclaim your money

Health and disability

Save money on up to 10 individual or group sessions with a mental health provider each calendar year. Depending on your needs, your doctor or psychiatrist can refer you for a group or single session. As health professionals set their own fees, the government may only cover some of the costs associated with your treatment.

What do I need to get started?

You’ll need to chat with your doctor or psychiatrist to get the referral.

How long will it take

Varies based on your doctor or psychiatrist.

Find a health practitioner

You might be eligible for fortnightly payments from the government through the DPS if you’re a person with a disability. The DPS can help cover the cost of everyday expenses, medical bills and more.

What do I need to get started?

A myGov account and medical information about your disability. You can apply for the DPS through Centrelink online or by the Express Plus Centrelink app.

How long will it take

Varies based on your individual circumstances.

Get an overview

Access subsidised care services from the comfort of your home if you’re an older Australian and meet the criteria. You can get things like low-cost home modifications, affordable meal delivery and more to help you age comfortably.

What do I need to get started?

You’ll need your Medicare card. If you’re applying on behalf of someone else, you’ll need to provide your personal information too.

How long will it take to apply?

About 20 minutes.

Apply now

Ask Izzy is a website that connects people in need with housing, a meal, help with your finances, family violence support, counselling and much more. It is free and anonymous. You can find low- or no-cost support and services to help you with more than 400,000 support options.

What do I need to get started?

Nothing at all. Simply choose a category, follow the prompts and you can get access to the services you need.

How long will it take to apply?

Varies based on the services you need.

Find a service

Transport

If you’re eligible, you can save money when you use public transport across Adelaide with a transport concession card. You can easily apply for this discount if you’re an asylum seeker, health care card holder, pensioner, school or university student and more.

What do I need to get started?

Your Centrelink Customer Reference Number (CRN).

How long will it take to apply?

Around 10 minutes.

Apply and save

Property and housing

Buying your first home? Then you might be eligible a discount or grant. You can save some money on stamp duty when purchasing your first home with either an exemption or discount depending on when you bought the property. You might also be eligible for a small grant to help get onto the property ladder.

What do I need to get started?

Personal details, proof of income and financial information. If you and someone else – like a partner or sibling – are lodging a joint application, you both need to provide the relevant information.

How long will it take to apply?

For the stamp duty exemption, it will take around 30 minutes. For the grant, you can apply through your lender or RevenueSA. The application time will vary.

Get started now

You can receive additional financial aid from the government if you pay rent, receive any payment support and meet the eligibility criteria.

What do I need to get started?

You don’t need to make a claim for Rent Assistance as Services Australia will check your eligibility when you make a new claim for other government support.

How long will it take to apply?

N/A

Get an overview

Education and learning

You might be eligible for financial aid to cover the costs of essential school and training costs if you’re Aboriginal or a Torres Strait Islander. This funding can pay for you or your child’s school and boarding fees, books, stationery and more.

What do I need to get started?

A myGov account, Customer Reference Number (CRN), and other supporting documents based on the type of ABSTUDY support you’re claiming.

How long will it take to apply?

Varies based on what type of ABSTUDY support you’re claiming.

Find the right payment

You can receive additional financial support from the government if you just started studying and are eligible.

What do I need to get started?

A myGov account, personal information and banking details.

How long will it take to apply?

Varies based on the type of EdEP you’re claiming.

Get an overview

Other supports

Swap your outdated smartphones for extra cash. Simply upload details about your phone or tablet, share your bank details, send in your device and you’ll get cash back.

What do I need to get started?

You’ll need information about your phone (including IMEI number), your banking details and ID.

How long will it take to apply?

Around 15 minutes.

Get started now

Your bank might offer accounts specifically for concession card holders. These bank accounts promote easy access to your money and waive some fees. Chat with your bank to see if they offer these accounts or look at the list of eligible accounts from the Australian Bankers’ Association.

What do I need to get started?

Chat with your bank to see what options are available to you – they can tell you what you’ll need to open an account.

How long will it take to apply?

Varies based on your bank and the account you’re opening.

Find a bank account

I have a family

Having a family can quickly add up, which is why we’ve got a list of different schemes and benefits you can access to make caring for your family that little bit easier on your finances.

Income support

You can receive fortnightly payments from the government to help with the cost of raising your children if you and your family are eligible.

What do I need to get started?

A Centrelink online account, some personal information and your banking details.

How long will it take to apply?

About 30 minutes.

Get started now

If you’re eligible, you can receive a lump sum to increase your FTB payment when you start caring for a newborn or a child that’s recently come into your care.

What do I need to get started?

When you apply for the FTB, the government will check if you’re eligible for this payment.

How long will it take to apply?

N/A

Get started now

You might be eligible for an annual payment to help cover the costs of raising your family if you’re a single parent.

What do I need to get started?

A Centrelink online account, some personal information and your banking details.

How long will it take to apply?

About 30 minutes.

Get started now

Health and disability

You can get financial support from the government to pay for all or some of your child’s dental care.

What do I need to get started?

A Medicare card and other information based on how you’re making the claim. You can get the benefit at the dentist, through Medicare online or the Express Plus Medicare app.

How long will it take to apply?

Varies based on how you applied for the benefit.

Make a claim

Raising a family

You can receive support from the government to cover some of the cost of childcare to give your child a good education early in life.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You can receive fortnightly payments from the government to financially support you if you’re the primary carer of a young child.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You might be able to receive financial support for up to 20 weeks if you recently gave birth or adopted a child and are taking time off work.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You can receive financial support for up to two weeks if you’re a dad or partner of someone who recently gave birth or if you adopted a child and need time off to care for them.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

If you care for a child whose parents can’t look after them or has passed away, you might be eligible for financial support.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

I am a senior or pensioner

Knowing what support is available can help during this new stage of your life. That’s why we’ve got a list of rebates and support programs you can access to be financially ready in your twilight years.

Health and disability

You can get discounted rates on your electricity bills if you or someone in your home receives at-home dialysis treatment for kidney disease. This rebate only applies to concession card holders.

What do I need to get started?

Download the application form then send a completed version to your renal unit – they will process the application for you.

How long will it take to apply?

Around 10 minutes.

Apply and save

You can receive a discount on your electricity bills if you or someone you live with has a verified medical condition that requires the use of continuous heating or cooling.

What do I need to get started?

Download the application form then send a completed version to the specified email.

How long will it take to apply?

Around 30 minutes.

Apply and save

Transport

If you’re eligible, you can save money when you use public transport across Adelaide with a transport concession card. You can easily apply for this discount if you’re an asylum seeker, health care card holder, pensioner, school or university student and more.

What do I need to get started?

Your Centrelink Customer Reference Number (CRN).

How long will it take to apply?

Around 10 minutes.

Apply and save

Property and housing

If you’re a concession card holder, you might be eligible for a one-off yearly payment to help you cover the cost of essentials.

What do I need to get started?

Your Centrelink Customer Reference Number (CRN) or Department of Veterans' Affairs file number, and a recent electricity or water bill.

How long will it take to apply?

Up to 30 minutes.

Get started now

I earn a low income

Earning a low income can sometimes feel overwhelming, especially when it comes to dealing with everyday expenses. Here’s a list of different benefits you can access to help.

Utilities and bills

You can receive a discounted rate on your electricity bills if you’re an eligible resident. The discount will be applied as a credit to your bills.

What do I need to get started?

Your Customer Reference Number (CRN) or file number from your Centrelink or Department of Veterans' Affairs card, and information from your latest electricity bill, like the retailer’s name and your account number.

How long will it take to apply?

Up to 30 minutes.

Apply and save

You can save money on your water and sewerage bills if you’re a concession card holder.

What do I need to get started?

Your Customer Reference Number (CRN) or file number from your Centrelink or Department of Veterans' Affairs card, and your latest water and electricity bills.

How long will it take to apply?

Up to 30 minutes.

Apply and save

Health and disability

You might be able to access affordable health care and receive other discounts for services such as public transport with this concession card for low-income earners.

What do I need to get started?

A myGov account, and some personal and financial information.

How long will it take to apply?

Around 30 minutes.

Apply and save

Transport

You might be eligible for a discount on your vehicle registration and driver's licence if you meet the specific criteria.

What do I need to get started?

Personal information, like your name, address, concession card number, and driver’s licence, plus your car’s number plate. You’ll need to download the form and hand it in at a Service SA centre.

How long will it take to apply?

Up to 15 minutes.

Get started now

If you’re eligible, you can save money when you use public transport across Adelaide with a transport concession card. You can easily apply for this discount if you’re an asylum seeker, health care card holder, pensioner, school or university student and more.

What do I need to get started?

Your Centrelink Customer Reference Number (CRN).

How long will it take to apply?

Around 10 minutes.

Apply and save

Property and housing

You can receive additional financial aid from the government if you pay rent and receive any payment support if you’re eligible.

What do I need to get started?

You don’t need to make a claim for Rent Assistance as Services Australia will check your eligibility when you make a new claim for other government supports.

How long will it take to apply?

N/A

Get an overview

Important information

ANZ does not guarantee the content on this page is accurate or complete, or whether it is appropriate for you. It is intended as general information only. ANZ is not responsible for the content of third party sites. Always check eligibility and T&Cs before applying for any rebate, product or service.

The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.

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