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New South Wales benefits and supports for you

We want to help everyone from New South Wales have a bit of extra cash in their back pocket. Here you can find rebates, concessions, subsidies or any other unclaimed benefit or money owing to you, to make the cost of living that little bit easier.

Having a bit of extra money means you’ve got more cash to cover daily expenses, put it into your emergency fund or save for a rainy day.

Jump to

General financial support
Family support
Senior or pensioner support
Low-income earner support

I want general financial support

From unclaimed money to discounted travel, there are several financial support options available to get some extra money into your back pocket.

Unclaimed money

Discover any unclaimed money that might be yours. It’s a simple service that only requires your name and address.

What do I need to get started?

Just your name and address – that’s it!

How long will it take to apply?

Under 5 minutes.

Reclaim your money

Find any unclaimed money that might be in your name from lost bank accounts, shares and investments, and pop it back into your bank account. It’s a fast, free and easy process to see if you have any unclaimed cash.

What do I need to get started?

Your name or Original Transaction Number (OTN), which is a unique number to help identify unclaimed money.

How long will it take to apply?

Under 5 minutes.

Reclaim your money

Discover any lost or unclaimed super that might be in your name and put that money towards your future. It’s easy to check for any lost super and consolidate it – future you will thank you.

What do I need to get started?

You’ll need a myGov account, super fund information and any old personal or work information.

How long will it take to apply?

Up to 15 minutes.

Find your super

Income support

You might be eligible to receive regular payments from the government to support you financially if you’re unemployed and are looking for work, or if you’re sick or injured and can’t work or study.

What do I need to get started?

A myGov account and Customer Reference Number (CRN). You can apply for JobSeeker online through the button below or by the Express Plus Centrelink app.

How long will it take to apply?

Around 30 to 60 minutes.

Apply now

You can reclaim any unpaid wages that might be owed to you through the Fair Work Ombudsman’s website. It's a quick process that only requires your surname and information about your past employer.

What do I need to get started?

Your name and the ABN or business name of your previous workplace.

How long will it take

Under 5 minutes.

Reclaim your money

Health and disability

Save money on up to 10 individual and 10 group sessions with a mental health provider each calendar year. Depending on your needs, your doctor or psychiatrist can refer you for a group or single session. As health professionals set their own fees, the government may only cover some of the costs associated with your treatment.

What do I need to get started?

You’ll need to chat with your doctor or psychiatrist to get the referral.

How long will it take

Varies based on your doctor or psychiatrist.

Discover your options

You might be eligible for fortnightly payments from the government through the DPS for financial support if you’re a person with a disability. The DPS can help cover the cost of everyday expenses, medical bills and more.

What do I need to get started?

A myGov account and medical information about your disability. You can apply for the DPS through Centrelink online or by the Express Plus Centrelink app.

How long will it take

Varies based on your individual circumstances.

Get an overview

Access subsidised care services from the comfort of your home if you’re an older Australian and meet the criteria. You can get things like low-cost home modifications, affordable meal delivery and more to help you age comfortably.

What do I need to get started?

You’ll need your Medicare card. But if you’re applying on behalf of someone else, you’ll need to provide your personal information too.

How long will it take to apply?

About 20 minutes.

Apply now

Ask Izzy is a website that connects people in need with housing, a meal, money help, family violence support, counselling and much more. It is free and anonymous. You can find low- or no-cost support and services to help you with more than 400,000 support options.

What do I need to get started?

Nothing at all. Simply choose a category, follow the prompts and you can get access to the services you need.

How long will it take to apply?

Varies based on the services you need.

Find a service

Transport

You might be able to save money on public transport on the Opal network if you’re a concession card holder or are part of a certain demographic. For example, if you’re an apprentice or trainee, asylum seeker or a certain Centrelink customer, you can access the Transport Concession Entitlement Card and travel throughout NSW at a discounted rate.

What do I need to get started?

Just some personal information and specific details about your entitlement type.

How long will it take to apply?

Up to 10 minutes.

Apply and save

Property and housing

You might be eligible for support to buy your first home with the NSW Government’s range of grants and schemes. You can apply for a stamp duty exemption, discount or a grant to get some additional funds for the purchase of your property.

What do I need to get started?

Proof of identity and evidence of income and expenses. If you and someone else, like a partner or sibling, are doing a joint application, you both need to provide the relevant information.

How long will it take to apply?

As you can apply through your lender or on the State Revenue Office website, the application time will vary.

Get started now

You can receive additional financial aid from the government if you pay rent and receive any payment support if you meet the eligibility criteria.

What do I need to get started?

You don’t need to make a claim for Rent Assistance as Services Australia will check your eligibility when you make a new claim for other government support.

How long will it take to apply?

N/A

Get an overview

Education and learning

You might be eligible for financial aid to cover the costs of essential schooling and training if you’re an Aboriginal or Torres Strait Islander. This funding can pay for you or your child’s school and boarding fees, books, stationery and more.

What do I need to get started?

A myGov account, Customer Reference Number (CRN), and other supporting documents based on the type of ABSTUDY support you’re claiming.

How long will it take to apply?

Varies based on what type of ABSTUDY support you’re claiming.

Discover your options

You can receive additional financial support from the government if you just started studying and are eligible.

What do I need to get started?

A myGov account, personal information and banking details.

How long will it take to apply?

Varies based on the type of EdEP you’re claiming.

Get an overview

If you recently migrated to Australia, you can enrol in the AMEP – a free program to help you learn or improve your English. The program doesn’t cost you anything, but you’ll need to register within six months of your visa start date or arrival in Australia.

What do I need to get started?

You’ll need to attend an interview at one of the TAFE NSW locations that run this program – they’ll assess your eligibility.

How long will it take to apply?

N/A

Find a location

Other supports

If you’re experiencing, or are escaping, domestic violence, you can receive financial supports, including money for immediate needs to stay safe and healthy or financial assistance for economic loss due to recovery.

What do I need to get started?

You will need your ID, a copy of any tax invoices, receipts or treatment plans for the costs you’re claiming and other documents for the supports you need.

How long will it take to apply?

Up to 30 minutes.

Get support

Swap your outdated smartphones for extra cash. Simply upload details about your phone or tablet, share your bank details, send in your device and you’ll get cash back.

What do I need to get started?

You’ll need information about your phone (including IMEI number), your banking details and ID.

How long will it take to apply?

Around 15 minutes.

Get started now

Your bank might offer accounts specific for concession card holders. These bank accounts promote easy access to your money and waive fees associated with the account. Chat with your bank to see if they offer these accounts, or look at the list of eligible accounts from the Australian Bankers’ Association.

What do I need to get started?

Chat with your bank to see what options are available to you – they can tell you what you’ll need to open an account.

How long will it take to apply?

Varies based on your bank and the account you’re opening.

Discover your options

I have a family

Having a family can quickly add up – school uniforms and fees, sporting and other extracurricular activities, as well as making sure they’re healthy. But there is different financial support you can tap into to help raise your kids.

Utilities and bills

You can save money on your electricity bills if you have a family with children under 16 and meet the criteria. You can receive an additional lump sum to cover the cost of your family’s energy usage.

What do I need to get started?

A letter that confirms your Family Tax Benefit has been finalised, your Customer Reference Number (CRN) and your energy account information.

How long will it take to apply?

Up to 10 minutes.

Apply and save

Income support

Receive regular, fortnightly payments from the government to help with the cost of raising your children.

What do I need to get started?

A Centrelink online account, some personal information and your banking details.

How long will it take to apply?

About 30 minutes.

Get started now

If you’re eligible, you can receive a lump sum to increase your FTB payment when you start caring for a newborn or a child that’s recently come into your care.

What do I need to get started?

When you apply for the FTB, the government will check if you’re eligible for this payment.

How long will it take to apply?

N/A

Get started now

You might be eligible for an annual payment to help cover the costs of raising your family if you’re a single parent.

What do I need to get started?

A Centrelink online account, some personal information and your banking details.

How long will it take to apply?

About 30 minutes.

Get started now

Health and disability

You can get financial support from the government to pay for all or some of your child’s dental care.

What do I need to get started?

A Medicare card and other information based on how you’re making the claim. You can get the benefit at the dentist, through Medicare online or the Express Plus Medicare app.

How long will it take to apply?

Varies based on how you apply for the benefit.

Make a claim

Raising a family

You can receive financial support to help cover the costs of swimming lessons for children aged three to six years who aren’t enrolled in school.

What do I need to get started?

You just need a MyServiceNSW account, your ID and your child’s Medicare card details.

How long will it take to apply?

Up to 15 minutes.

Get started now

You can receive financial support to cover the cost of sport, recreational, creative or cultural activities. Families with school-aged children can apply for these vouchers for each school term.

What do I need to get started?

You just need a MyServiceNSW account, your ID and Customer Reference Number (CRN), and your child’s Medicare card details.

How long will it take to apply?

Up to 15 minutes.

Get started now

You can receive support from the government to cover some of the cost of childcare to give your child a good education early in life.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You can receive fortnightly payments from the government to financially support you if you’re the primary carer for a young child.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You might be able to receive regular financial support for up to 20 weeks if you recently gave birth or adopted a child and are taking time off work.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

You can receive a payment for up to two weeks if you’re a dad or partner of someone who recently gave birth or adopted a child.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

If you’re the carer of a child whose parents can’t care for them or have passed away, you might be eligible for financial support to look after them.

What do I need to get started?

A myGov account that’s linked to Centrelink, some personal information and banking details.

How long will it take to apply?

About 30 minutes.

Get started now

Transport

You can apply for this subsidy to offset the cost of taking your child to school. This support is available for families that live in areas where there’s limited, or no, public transport available.

What do I need to get started?

You’ll need some personal information, your bank account details, and information about your child, their education and journey details.

How long will it take to apply?

Around 30 minutes.

Get started now

I am a senior or pensioner

Being a senior or pensioner can come with some big life changes. We’ve got a list of rebates and programs to help you navigate this stage of your life.

Utilities and bills

You can get discounted rates on your water bills – it’s easy to set up and the discounts will be worth the effort.

What do I need to get started?

Information about your water supplier account and your concession card.

How long will it take to apply?

Varies based on your water provider.

Get started now

You can receive a set energy rebate each financial year if you’re on the pension. You can also get a one-off lump sum if you meet the eligibility criteria.

What do I need to get started?

A MyServiceNSW account, your concession card, latest electricity bill and bank account details.

How long will it take to apply?

Up to 10 minutes.

Apply and save

Health and disability

You can get a discount on your electricity costs if you use approved energy-intensive life support equipment at home. The application process is simple and the rebate can be a big help for your finances.

What do I need to get started?

You’ll need to download the form and send a completed copy to your electricity provider. You’ll need personal details about the patient, electricity account information and medical practitioner info.

How long will it take to apply?

Up to 15 minutes.

Check your eligibility

You can receive financial support to cover the cost of your energy bills if you or someone you live with has a medical condition that’s aggravated by changes in temperature.

What do I need to get started?

Download the application form and send a completed copy to your electricity provider. You’ll need a Customer Reference Number (CRN) or DVA, details of the patient, your electricity account information and medical practitioner details.

How long will it take to apply?

Up to 15 minutes.

Check your eligibility

Transport

You can get discounted vehicle registration if you’re a pensioner to save money on the cost of owning a car.

What do I need to get started?

Nothing! The NSW Government will automatically apply any discounts if you’re eligible.

How long will it take to apply?

N/A

Check your eligibility

You can renew your driver’s license for free if you’re a pensioner and meet the criteria. You can also access free driving tests, mobility parking permits and more.

What do I need to get started?

Nothing! The NSW Government will automatically apply any discounts if you’re eligible.

How long will it take to apply?

N/A

Check your eligibility

You can travel for free or at a discounted rate on NSW TrainLink Regional services if you’re a pensioner or senior.

What do I need to get started?

You’ll need to have your concession card on hand and call 13 22 32 to register – then you can book your travel online.

How long will it take to apply?

Up to 10 minutes.

Book your journey

Property and housing

You can save money on your council rates if you’re an eligible pensioner. This includes waste management, water and sewerage rates.

What do I need to get started?

Your concession card and council rates account number or customer number.

How long will it take to apply?

As you’ll have to contact your local council, the application time may vary.

Check your eligibility

I earn a low income

Earning a low income while navigating the current economic climate can sometimes be challenging. That’s why we’ve compiled a list of support and services you can access to help make things feel less overwhelming.

Utilities and bills

You can save money on your electricity bills each month and receive a one-off additional payment if you meet the criteria. It’s easy to apply and the long-term savings can make a positive difference.

What do I need to get started?

Your Customer Reference Number (CRN) or Department of Veterans' Affairs file number.

How long will it take to apply?

As you’ll have to contact your electricity provider, the application time may vary.

Check your eligibility

You might be able to claim a rebate on your gas bills – no matter if it’s natural or bottled – if you’re an eligible concession card holder. All you need is your Customer Reference Number (CRN) and you’re good to go.

What do I need to get started?

Your Customer Reference Number (CRN) or Department of Veterans' Affairs file number.

How long will it take to apply?

As you’ll have to contact your gas provider, the application time may vary.

Check your eligibility

Health and disability

You can receive a free pair of glasses or vision aids from certain providers who offer this service. This program can help you have and maintain good eye health without feeling the financial pinch.

What do I need to get started?

You’ll have to make an appointment at a registered provider and bring a Centrelink Income Statement or a recent payslip or bank statement.

How long will it take to apply?

Varies based on the provider.

Find a provider

You can access affordable health care and receive other discounts, like for public transport, with this concession card for low-income earners.

What do I need to get started?

A myGov account, and some personal and financial information.

How long will it take to apply?

Around 30 minutes.

Apply and save

You can get free ambulance services if you have a concession card. The card will need to be valid when you use an ambulance.

What do I need to get started?

Nothing! The fee exemption applies at the time when you use the service.

How long will it take to apply?

N/A

Check your eligibility

Property and housing

You can receive additional financial aid from the government if you pay rent and receive any payment support if you’re eligible.

What do I need to get started?

You don’t need to make a claim for Rent Assistance as Services Australia will check your eligibility when you make a new claim for other government support.

How long will it take to apply?

N/A

Get an overview

Important information

ANZ does not guarantee the content on this page is accurate or complete, or whether it is appropriate for you. It is intended as general information only. ANZ is not responsible for the content of third party sites. Always check eligibility and T&Cs before applying for any rebate, product or service.

The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.

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