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Everyday banking in one handy place
- Integrated transact and save accounts
- No monthly account feesSuperscript: 1
- Free to join
What you’ll get
When you join ANZ Plus you'll get two accounts - ANZ Plus and ANZ Save - and the option of additional accounts (where applicable), including ANZ Plus Flex Saver.
TRANSACT ACCOUNT
A smart everyday account
A transaction account that helps you keep track of your spending with a suite of smart money management tools.
SAVINGS ACCOUNTS
More than one way to save
Accounts and features designed to work together to suit different kinds of saving.
A bank on your mobile
The ANZ Plus app is a new digital way to bank with ANZ. Manage your banking from your mobile using an app loaded with smart tools and features to help you spend less and save more.
More ways to save
Add a little flexibility to your savings. Choose to add the optional ANZ Plus Flex Saver account for savings you can dip into. Pay bills and make transfersSuperscript: 2 straight from the account while earning interest.Superscript: 3
Have a chat with a Coach
Book a 1-on-1 appointment or send a message securely in-app. Coaches are available between 9am and 5pm AEST on business days.
Extra layers of security
It’s nice to have some of the smartest, toughest security features and ANZ Falcon® Technology helping to protect you from fraud and scams.
ANZ Save
4.75% p.a.
Total rate.Superscript: 4
Here's how it works:
You’ll get a standard rate of 0.40% p.a + a bonus rate of 4.35% p.a when you grow your ANZ Save balance by $100 or more (on top of any interest you receive) each monthSuperscript: 4
ANZ Plus Flex Saver
4.75% p.a.
on your first $5,000.Superscript: 3
1.75% p.a.
for every dollar over $5,000.Superscript: 3
Important:
To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.
Please note that interest is earned on ANZ Save and ANZ Plus Flex Saver balances only.
The ANZ Plus Flex Saver account isn't available as a joint account yet.
ANZ Plus, ANZ Save and ANZ Plus Flex Saver accounts have no monthly account fees.
Some fees that may apply:
ATMs in Australia |
No transaction fees at ATMs owned by major banks in Australia |
International ATM withdrawal |
$5 (or free at any ANZ ATM) |
Overseas transactions |
3% of transaction value |
Inward international money transfer |
May incur a fee of up to $15 |
* Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees.
Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available at anz.com/anzplus. You should read them before deciding to apply for or keep these products. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527
The ANZ Privacy Policy is available at anz.com.au/privacy/centre/policy
See your accounts all in the one place
You can now see eligible accounts from other banks all from within the ANZ Plus app.
- Easily see balances and transaction lists for each of your added accountsSuperscript: 5
- Get a birds-eye view of accounts, so you are better set up to manage your moneySuperscript: 5
- We use Open Banking – a safe and secure way of sharing banking data. This means that we won’t ask you to share your passwords from other banks or third-party providers when sharing your data with us.
Join ANZ Plus in minutes
Download the ANZ Plus appMinimum of iOS 15.0 or Android 7.0 |
Sign up in-appEnter your details and have your eligible ID handy for scanning. |
Verify that it’s youSnap a selfie when opening your accounts and we’ll verify it matches your ID to confirm it’s really you, not someone else. |
You’re ready to go!Add your ANZ Plus Visa Debit card to your digital wallet and start accessing your funds right away, with no need to wait for your physical card to arrive in the mail. |
Free to join
Join in minutes now
ANZ Plus is free to join. You’ll need to download the ANZ Plus app to get started.
Eligibility criteria:
- be at least 15 years old
- have an Australian residential address, and
- use your account for personal use (not business)
Minimum of iOS 15.0 or Android 7.0
Customer reviews
ANZ Plus customer
Love the new ANZ product
"I think this is by far the best banking app I have used. It has features not seen in other products and security features that make it in my opinion the leader of the banking app platform."
ANZ Plus customer
Love ANZ Plus
“I’ve never used an easier app than ANZ Plus. It’s incredibly user friendly, saves all my billers, and makes my life super easy.”
ANZ Plus customer
Great app!
“Beautiful interface. Can create multiple savings buckets under just 1 savings account.”
Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference. You should read them before deciding to apply for or keep these products.
If ANZ Plus isn’t right for you right now, check out our other ANZ products on anz.com
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
ANZ Plus reviews and star rating refers to the ANZ Plus app reviews and rating in the Apple App Store. Please refer to the Apple App Store for current rating.
Falcon® is a registered trademark of Fair Isaac Corporation.
1. Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees. A $10 monthly fee applies if you link your ANZ Plus account to your ANZ Plus Home Loan as an offset account.
Return2. Payment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. The ANZ Plus Flex Saver does not come with a linked Visa Debit card.
Return3. Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. A higher rate applies for that part of the effective daily balance that is up to $5,000, and a lower rate applies to that part of your effective daily balance that is above $5,000. Interest rates are variable and subject to change. See www.anz.com.au/plus/interest-fees for interest rates. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.
Return4. We use the effective daily balance of your ANZ Save account at 11:59pm (Melbourne time) on the last business day of the month to determine if you've met the requirement to grow your balance. See the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance and how we work out if you're eligible for bonus interest. Interest rates are variable and subject to change.
If you're new to ANZ Plus, ANZ Save is only available if linked to an ANZ Plus account. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference (see links above). You should read them before deciding to apply for or keep these products.
Return5. Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. See ANZ Plus App T&Cs for more information. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature.
Return