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The interest you could earn for the first 3 months.disclaimer
Total rate*
*Standard variable rate + bonus interest % p.a.
To qualify for bonus interest:
- Open your first ANZ Online Saver accountdisclaimer
- That’s it.
- No really, that’s it!
What happens after the bonus interest period ends?
You’ll still get the base rate of interest of (Standard variable rate subject to change)
Service | Fee |
|---|---|
Monthly account service Fee | $0 |
Internet Banking Transactions Fee | $0 |
Electronic Transactions Fee | $0 |
For details about fees see ANZ Personal Banking Account Fees and Charges (PDF).
Looking for concession everyday accounts with no monthly account service fee?
If you hold a concession card, or are receiving Government benefits, you may be eligible for one of ANZ’s concession everyday bank accounts. Have a look at ANZ Access Basic and ANZ Pensioner Advantage.
An online savings account which lets you earn interest and move your money in and out of a linked eligible ANZ bank account at any time.disclaimer
- Access your savings online anytimedisclaimer
- No monthly account service fees
- Bill payment options
- Earn bonus interestdisclaimer
- No minimum balance
- Set and track your savings goaldisclaimer
|
Not the account you’re looking for? |
Features include:
- Access your money anytime online via a linked eligible ANZ bank accountdisclaimer
- Bonus interest for the first 3 months, even if you make a withdrawaldisclaimer
- A standard variable rate after the first 3 months
- No monthly account service fee or minimum balance
- Make payments online or by phone
Things to consider
- ANZ Online Saver is an online-only accountdisclaimer
- You need to choose an eligible ANZ bank account to access your funds
- No access in-branch
- Use your linked account to access your money in other ways. Fees may apply to your linked accountdisclaimer
- Bonus interest only applies to your first ANZ Online Saver account and you must not have held an ANZ Online Saver account in the last 6 months or moredisclaimer
- Generally, ANZ won’t process a transaction that will overdraw your account. However, if your account is overdrawn, you may be charged interestdisclaimer
- An ANZ Progress Saver Account could help you reach your savings goals soonerdisclaimer
Eligibility criteria:
- Australian residents
- An Australian residential address
- 12 years or older
Choose a linked account
If you already have an eligible ANZ bank account, we can link it to your new ANZ Online Saver. If you don't have one, apply online and we'll open a new ANZ Access Advantage and link it to your Online Saver.
Is ANZ Access Advantage right for you?
ANZ Access Advantage is an everyday bank account for personal use with unlimited ANZ Transactions for a $5 monthly account service fee (other transaction types may incur fees). disclaimer
The $5 monthly account service fee will be automatically waived if you deposit at least $2,000 per monthdisclaimer or you can also apply for a waiver if you meet other eligibility criteriadisclaimer
Got a concession card or receive government benefits?
Check out ANZ Access Basic and ANZ Pensioner Advantage.
Apply for ANZ Online Saver
Apply online
If you're ready to apply online and have your documents handy, you can get started now.
For joint account applications, after ANZ has opened your account, you will need to visit an ANZ branch with all account holders to sign a Joint Account Authority Form. You will not be able to access your joint account until this form is signed.
ANZ Internet Banking
If you've registered, log in and click Product & Offers, then select the Bank accounts tab and look for ANZ Online Saver.
Call us or visit a branch
Call us on 13 33 33 Mon-Fri 8.00am to 8.00pm (Sydney/Melbourne time) or find an ANZ branch near you.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 and the ANZ Plus and ANZ Save Accounts T&Cs available at anz.com.au/plus before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
Images and features shown are iOS versions. Feature availability and design may differ based on the device, operating system, or ANZ Plus app version.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android, Google Play and the Google Play logo are trademarks of Google Inc.
BPAY® is registered to BPAY Pty Ltd ABN 69079137518.
PayID is a registered trademark of NPP Australia Limited.
ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account.
ReturnOpen your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ). After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.
ReturnThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
ReturnPlease refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.
ReturnDebit interest may apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF).
ReturnBonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.
ReturnMonthly account service fee waiver applicable to ANZ Access Advantage accounts if you deposit $2,000 or more by the last business day of the calendar month. You must satisfy the monthly deposit requirement to be eligible for the waiver in a particular month.
ReturnOn application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF).
ReturnThe guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.
Return