Conditional approval in minutes for an unsecured^{Superscript: 1} business loan from 11.49% p.a.^{Superscript: 2} with ANZ GoBiz

1. ANZ's Vehicle Finance fixed rate offer:

• The fixed rate applies to approved asset finance applications that are quoted through ANZ direct sales channels only.
• Offer eligible to new and existing ANZ Customers.
• For new and demo cars, utes, vans, and trucks only. Applications must be approved by 30 June 2025. All other asset finance policies and procedures apply.
• This offer is applicable for the ANZ Chattel Mortgage only. Loan term up to 5 years.   
• The offer is available for new or additional lending only (not loan restructures). Additional lending is subject to other eligibility criteria.
• It cannot be used with, or in addition to any other promotion (unless otherwise stated), and it may be withdrawn or changed by ANZ at any time without prior notice.   
• Offer can be used in conjunction with the ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC). The discounted rates on approved energy efficient assets can only be applied via an ANZ business banking specialist.
• The applicant’s total business borrowings with ANZ, including new loan funds as part of the application and any borrowings held by related entities, must be less than $1.5 million. 
• Loan purpose and asset must be acceptable to ANZ. 
• All other terms and conditions, fees and charges, eligibility and credit approval criteria for ANZ Asset Finance apply. 

1. For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.

2. Interest rates may be higher for loans with a deferred repayment period.

3. Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate, withdraw or vary this offer at any time without prior notice. This offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Business Black account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 100,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the ANZ Business Rewards Program Terms and Conditions (PDF). The 100,000 extra Reward Points will be credited to the Principal within 3 months of the eligible spend criteria being met. The 50,000 extra Rewards Points for retaining the card for over 15 months will be credited to the Principal within 3 months of you retaining the card for over 15 months from card activation. If you transfer or cancel your new ANZ Business Black account before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the relevant extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

4. This offer does not constitute or imply endorsement or recommendation of any third-party organisation, product, or service by ANZ. Any offer does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you. Terms and conditions apply. For eligibility criteria, terms, and conditions, visit the ANZ offer page for MYOB.