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Vehicle and equipment finance can help you acquire the assets you need for your business without using your cash reserves.
Need a vehicle? Get a quote, which calculates your loan repayments and apply online in minutes. Looking for equipment? Book an appointment with an ANZ business banking specialist.
Get online vehicle quoteBook an appointment
Using financed assets as security frees up your valuable capital for other cash flow needs.
*If approved, you may not have to pay a deposit for your chosen asset.
Tailor your repayments to suit the ups and downs of your business' cash flow.
Get faster approval when you upgrade an existing financed vehicle.disclaimer
Choose the finance option that best suits your business' needs.
We lend you the funds to purchase the approved vehicle or equipment your business needs.
We purchase the asset on your behalf and then lease it back to you.
We purchase the asset and you hire it from us, paying off the asset as you use it.
The ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC), offers discounted rates on approved energy efficient assets.
0.5% p.a. discount on your standard asset finance rate.
You can get a fast online quote for most vehicle loans which calculates your repayments. For other finance options, book an appointment with an ANZ business banking specialist.
Eligible customers can apply online in just 20 minutes. Alternatively, apply with an ANZ business banking specialist at a time that suits you.
Once we’ve received all the required documents, we'll pay the vendor and you can arrange collection of the asset.
Get a quote to see indicative interest rates, fees and repayments.
An ANZ business banking specialist will work with you to determine asset eligibility.
This fee applies to all approved asset finance applications. Learn more about all fees and charges (PDF) that may apply.
Find out more about our finance options in our asset finance terms and conditions.
Applying online for a business loan, business overdraft or business vehicle loan is easy. Get conditional approval in just 20 minutes, where eligible.disclaimer
$10k – $500,000
$2k – $300,000
$7.5k – $500,000
Loan: Up to seven years with a variable rate, or up to three years with a fixed rate.
Overdraft: No minimum or maximum term
Vehicle loan: Up to seven years with a fixed rate
Unsecureddisclaimer
An easy-to-use and flexible business loan that can be tailored to suit your lending needs.
Minimum $10,000
1 – 15 years for unsecured loans
1 – 30 years for secured loansdisclaimer
Secured or unsecureddisclaimer
*Term lengths are subject to the relevant product terms and conditions, eligibility and credit criteria, and will vary according to the security provided.
An ANZ Business Overdraft allows you to access additional funds up to an approved limit whenever you need it.
Minimum $2,000
No minimum or maximum term
Secured or unsecureddisclaimer
*Term lengths are subject to the relevant product terms and conditions, eligibility and credit criteria, and will vary according to the security provided (including financed assets).
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Interest rates are current as at and are subject to change.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.
Products are available to approved applicants for business purposes only. Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.
Terms and conditions, eligibility and credit criteria apply for ANZ’s rapid replacement process, including:
The term length is subject to the product terms and conditions, eligibility and credit criteria including purchase of an asset acceptable to ANZ. For certain loan terms the asset must meet ANZ’s security requirements including age, type and intended use of the asset must be acceptable to ANZ.
ReturnApplicants for ANZ GoBiz need to meet eligibility and credit criteria. Once approved, you'll need to sign and return your documents. Once we receive these, your funds will be in your business account within 2 business days.
ReturnFor an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.
ReturnThe term of the loan will be subject to relevant product terms and conditions, eligibility and credit criteria, and will vary according to the loan amount and security provided. Eligibility criteria for an ANZ Business Loan with a 30-year loan term includes: