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ANZ Qantas Business Rewards

Earn Qantas Points on business expenses disclaimer

Accelerate your Qantas Points earning potential with uncapped points on everyday business expensesdisclaimer and unlock even more value with Qantas Business Rewards.disclaimer 

Earn 130,000 bonus Qantas Points

when you spend $6,000 on eligible purchases in the first 3 months from approval of your new card.disclaimer

Use your accounting software to apply for your card faster

Apply online in 20 minutes through an encrypted, one-time connection to your accounting software. No application paperwork or need to visit a branch. 

How to apply

Offer ends 30 January 2025. T&Cs, eligibility criteria, fees and charges apply (including an Annual Fee, currently $300 plus a Rewards Fee, currently $75 per card per annum). New cardholders only. Offer not available to customers who have held an ANZ Qantas Business Rewards or ANZ Business Black card in the last 12 months.

Get your ANZ Qantas Business Rewards card

Enjoy these benefits

aeroplane and gifbox

Enjoy uncapped Qantas Points

  • Earn 0.75 Qantas Points for every $1 up to and including $15,000*
  • Earn 0.5 Qantas Points for every $1 over $15,000*, uncapped

*per statement period, eligible purchases onlydisclaimer

calendar with dollar

Help manage your cash flow with interest free days

With a buffer of up to 55 interest free days on eligible purchases, you can make your purchases now and pay your Closing Balance when your monthly statement is due.disclaimer

Qantas Business Rewards membership

ANZ Customers can enjoy a Qantas Business Rewards membership on us (usually $89.50) when they join using the link provided here.disclaimer 

savings account

Complimentary travel insurance

Complimentary Domestic Travel Insurancedisclaimerand International Travel Insurance.disclaimer

Unlock value with Qantas Business Rewards

Qantas Business Rewards is the loyalty program made for Australian small to medium businesses. Your business can save on flights and other business costs, while earning Qantas Points on a wide range of business expenses.disclaimer 

Not a member yet? ANZ customers can join for free when they join using the link provided here.disclaimer 

 

Qantas Business Rewards membership illustration

Qantas Business Rewards Level 2 Advance

New and existing Level 1 Qantas Business Rewards Members can unlock the savings and enhanced flying benefits available to Qantas Business Rewards Level 2 members with an automatic upgrade for 12 months, when they apply and are approved for an ANZ Qantas Business Rewards card by 30 April 2025.disclaimer

Explore membership levels

How you could use your Qantas Points

You could redeem your business' Qantas Pointsdisclaimer for the following:

 

Flights for business

Use Qantas Points to book flights, as well as additional baggage and seat selection.

 

Book hotels

Use Qantas Points to add a little luxury to your next business trip.

 

Qantas Marketplace

Use Qantas Points to purchase new appliances for your business. Explore a range of products from leading brands in one place at Qantas Marketplace.

Important rates and fees

Eligible purchases

0.75 Qantas Points
for every $1 spent on eligible purchasesdisclaimer up to and including $15,000 per statement period

0.5 Qantas Points
for every $1 spent on eligible purchasesdisclaimer above $15,000 per statement period, uncapped

Taxation payments

0.5 Qantas Pointsdisclaimer
per $1 spent, uncapped

Bonus Points

1.0 Qantas Pointdisclaimer
per $1 spent on selected Qantas products and servicesdisclaimer, as well as bonus points with our Bonus Partners 

Interest rate on purchases

disclaimer

Interest rate on cash advances

disclaimer

Annual Fee

$300disclaimer

 

Annual Additional Cardholder Fee

N/A

Rewards Fee

$75 per card per yeardisclaimer


 


Interest free days on purchases

Up to 55 daysdisclaimer

Minimum credit limit

$5,000

Maximum number of cards

Unlimited

 

Get on top with the right card for your business

Keep track of business expenses

  • You'll receive simple monthly statements with transactions sorted by cardholder 
  • Simplify your bookwork with handy data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers
  • Find out more about how you can get on top of cash flow with your business card

Protect your business

  • Unauthorised Transaction Insurancedisclaimerinsures your business against unauthorised card use for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period
  • Set monthly spend caps, transaction limits and merchant category controls for each cardholder

 

ANZ Global Business Concierge disclaimer

24/7 access in 12 languages to: 

  • Travel and destination information on where to entertain clients and staff
  • Priority bookings for dining experiences
  • Priority access and discounted tickets for trade shows, sporting and special events

Ways to apply 

Fast online application

Apply in 20 minutes
 

ANZ GoBiz is an online platform which securely connects with your accounting software to assess your financial data, giving you a decision in minutes.

GoBiz is suitable if your business:

  • Uses Xero, MYOB or Inuit QuickBooks
  • Has at least 6 months of reconciled financial data in AUD
  • Operates under a registered ABN/ACN.
  • Has been GST registered if annual turnover is $75,000 or more
  • Has an annual turnover not exceeding $10m

Banker-assisted 

We'll call you ASAP
 

If you can't use ANZ GoBiz or just want to talk through your options, our expert business bankers are standing by to assist.

Just leave your details and we'll call you back within 1-2 business days.

Request a call back

Assortment of cards illustration

Let us help you choose the right business credit card

Compare each card's benefits, rates and fees so you can find the right one for you and your business 

Compare all our credit cards

Questions about ANZ Qantas Business Rewards and membership

Qantas Business Rewards is a loyalty program that connects Australian small to medium business with a range of services and products, allowing the business to earn Qantas Points on business expenses and unlock extra benefits when flying with Qantas. Qantas Points earned by your business are stored in your Qantas Business Rewards membership account.

Please visit Qantas Business Rewards for a full range of benefits.

Yes, you can apply for this card. However, you must be a member of Qantas Business Rewards to earn Qantas Points with the ANZ Qantas Business Rewards card.

A one-off join fee of $89.50 including GST normally applies, however this will be waived for ANZ customers that join via qantas.com/anzqbr. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions.

Yes, you can change from one ANZ Business credit card type to another. But please note that if you change your credit card, you won’t be eligible for promotional new business card offers advertised on anz.com.au which are available for new business card applications only.   

To request a change of credit card, choose one of the following options.  

Online: Log on to ANZ Internet Banking and select your credit card account  

Over the phone: Call 1800 032 481 between 8am-6pm (AEST) Monday – Friday.

There can only be one registered Qantas Business Rewards membership account per ABN, therefore it may mean that the business has already been registered. 

Please use the request access button which appears online or call the Qantas Business Rewards Service Centre on 13 74 78.

This offer applies to customers who apply for and are approved for an ANZ Qantas Business Rewards card by 30 April 2025 and spend on their new ANZ Qantas Business Rewards card, have an active Qantas Business Rewards membership, and earn Qantas Points in their Qantas Business Rewards membership account from this spend by 30 June 2025.

Qualifying customers will be upgraded from a Qantas Business Rewards Level 1 membership to a Level 2 membership for a period of 12 months, plus any additional period until the member’s next Qantas Business Rewards membership anniversary (join date). Processing the upgrade can take up to 1 month from the first Qantas Points earn with the ANZ Qantas Business Rewards card.

At the end of the upgrade period the Qantas Business Rewards membership will revert to Level 1 unless Qantas at its reasonable discretion chooses to extend the upgrade period, or the Qantas Business Rewards member otherwise qualifies for Level 2 or Level 3 in accordance with the Qantas Business Rewards Program Terms and Conditions.

For more information regarding the Qantas Business Rewards Program membership levels and the Program Benefits, please visit here

ANZ will not be able to credit the Qantas Points to your Qantas Business Rewards membership account if the Qantas Business Rewards membership number is not provided or an invalid Qantas Business Rewards membership number has been provided.

Once your valid Qantas Business Rewards membership number is provided to ANZ, Qantas Points will be credited to your Qantas Business Rewards membership account in your next statement period. This includes crediting any available Qantas Points earned before the correct Qantas Business Rewards membership number was provided to ANZ. 

Qantas Points will accrue at ANZ until a valid Qantas Business Rewards membership number that was registered with Qantas under the Qantas Business Rewards Program is provided.

If the ABN used for your credit card application does not match the ABN used for your Qantas Business Rewards membership, please call ANZ on 1800 362 579 to provide the correct Qantas Business Rewards membership number.

To update your Qantas Business Rewards membership number, an authorised signatory must call 1800 362 579, 8am-6pm, AEST. Alternatively, ANZ Business One Maintenance Form must be completed.

Note: You must have an activated Qantas Business Rewards membership and provide your Qantas Business Rewards membership number to ANZ so that Qantas Points can be credited to your Qantas Business Rewards membership account. You can activate your Qantas Business Rewards membership here

Questions about Qantas Points

You can check your Qantas Points balance and activity by logging into your Qantas Business Rewards membership account where you can view:

  • Your monthly Qantas Points activity from the transactions on your ANZ Qantas Business Rewards card
  • The total number of Qantas Points available for redemption.

All Qantas Points earned on eligible card spend are awarded to the Principal. Points earned on card spend will not be awarded to individual cardholders. Points can however be transferred to any eligible Qantas Frequent Flyer account by an authorised user of the Qantas Business Rewards membership.

Once Qantas Points are credited to the Principal’s Qantas Business Rewards membership account, they are subject to the Qantas Business Rewards Terms and Conditions and can be transferred in accordance with those terms and conditions. 

The points are automatically credited to the nominated Qantas Business Rewards membership account after each statement period every month once we have an activated valid Qantas Business Rewards membership number registered with ANZ.

For further information, see ANZ Qantas Business Rewards Terms and Conditions.

Once your Qantas Points are credited to your Qantas Business Rewards membership account, they are subject to the Qantas Business Rewards Terms and Conditions

Requests for missing Qantas Points must be notified to ANZ within 90 days after the relevant transaction has appeared on the Principal’s statement of account. Your request will be investigated by ANZ. ANZ will notify you of the outcome of its investigation. 

To lodge a request:

  • Option 3: If you can't access the form, call us on 13 22 73 (or +61 3 9683 9999  from overseas).

The ANZ Qantas Business Rewards card earns Qantas Points not ANZ Business Reward Points.

The Qantas Points are credited directly into your Qantas Business Rewards membership account each statement period. You must be a Qantas Business Rewards member to earn Qantas Points with the ANZ Qantas Business Rewards Card. Please visit Qantas Business Rewards for a full range of benefits.

ANZ Business Reward Points can be used for a variety of frequent flyer programs, gift cards, vouchers or other rewards from leading retailers. Please visit www.businessrewards.anz.com for more information.

We're here to help

Call us

Mon-Fri 8am to 6pm (AEST)

1800 362 579

   

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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.

Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditionsFees and charges and eligibility criteria apply.

We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.

ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) apply.

Qantas Points and Bonus Qantas Points are earned in accordance with the ANZ Qantas Business Rewards Terms & Conditions. Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Qantas Business Rewards Terms & Conditions. The Principal must be a member of the Qantas Business Rewards Program to earn Qantas Points in connection with the ANZ Qantas Business Rewards Card. All Qantas Points earned on eligible Card spend will be awarded to the Principal. Points will not be awarded to individual Cardholders. 

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A business must be a Qantas Business Rewards Member to earn and redeem Qantas Points with an ANZ Qantas Business Rewards Card.  A one-off join fee of $89.50 including GST normally applies, however this will be waived for ANZ customers that join via qantas.com/anzqbr

Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas/qbr/terms. Please visit qantas.com/anzqbr to join Qantas Business Rewards.

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Offer available to new and approved applicants who apply for a new ANZ Qantas Business Rewards account by 30 January 2025. This offer may be terminated, withdrawn or varied by ANZ at any time without prior notice and is currently scheduled to terminate on 30 January 2025. This offer applies only once per new ANZ Qantas Business Rewards account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding an additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Qantas Business Rewards account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 130,000 bonus Qantas Points. Eligible purchases means purchases which are eligible to earn Qantas Points. Certain transactions and other items are not eligible to earn Qantas Points. For details refer to the ANZ Qantas Business Rewards Terms & Conditions (PDF). The 130,000 bonus Qantas Points will be credited to the Qantas Business Rewards member account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Qantas Business Rewards account before the bonus Qantas Points are processed to your Qantas Business Rewards member account, you may become ineligible for this offer. If any repayments are overdue before the 130,000 Bonus Qantas Points are processed to your membership, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

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Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF).

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Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and the ANZ Business Black and ANZ Qantas Business Rewards Complimentary Travel Insurance Policy Information Booklet (PDF) as applicable which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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Offer end date has been extended from 30 September 2024 to 30 April 2025. Offer applies to customers who apply for and are approved for an ANZ Qantas Business Rewards card by 30 April 2025 and spend on their new ANZ Qantas Business Rewards card, have an active Qantas Business Rewards membership and earn Qantas Points in their Qantas Business Rewards member account from this spend by 30 June 2025. Offer period may be extended subject to ANZ's discretion.

Qualifying customers will be upgraded from a Qantas Business Rewards Level 1 membership to a Level 2 membership for a period of 12 months, plus any additional period until the member’s next Qantas Business Rewards membership anniversary (join date).  Processing the upgrade can take up to 1 month from the first ANZ Qantas Business Rewards points earn to reflect in the customer’s Qantas Business Rewards member account.  At the end of the upgrade period the Qantas Business Rewards Membership will revert to Level 1 unless Qantas at its reasonable discretion chooses to extend the upgrade period, or the Qantas Business Rewards member otherwise qualifies for Level 2 or Level 3 in accordance with the Qantas Business Rewards Program Terms and Conditions.

Existing Qantas Business Rewards members who hold a Level 2 or 3 membership at the time of their first Qantas Points earned from spend on the ANZ Qantas Business Rewards card, are not eligible for the Level 2 Advance Offer.

Level 2 Advance Offer and the program benefits available for Level 2 Qantas Business Rewards Members  are subject to the Qantas Business Rewards Program Terms & Conditions, as amended from time to time. For more information regarding the Qantas Business Rewards Program membership levels and the Program Benefits, please visit here.

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Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Refer to ANZ Qantas Business Rewards Terms & Conditions for details on earning and redeeming Qantas Points

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Standard variable interest rate as at  and is subject to change.

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The Annual Fee is current as at today’s date and is subject to change. Please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.

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The Rewards Fee is current as at today’s date and is subject to change. Please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.

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Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions (PDF) to view the full terms.

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