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ANZ Business 55 Interest Free Days
This ANZ business credit card has you covered with a great range of benefits including up to 55 interest free days on your purchases.Superscript: 1
Plus, you’ll also save:
$150 with no Annual FeeSuperscript: 2 for the first year.
Use your accounting software to apply for your card faster
Apply online in 20 minutes through an encrypted, one-time connection to your accounting software. No application paperwork or need to visit a branch.
New Card. T&Cs, eligibility criteria, fees and charges apply (including an $150 Annual Fee after the first year).
Get your new interest free business card
Interest free days on purchases
Up to 55 days interest freeSuperscript: 1 on purchases which can help you cover gaps in your income. Learn how interest free days can benefit your cash flow management.
Track business expenses
Simpler ways to keep track of business expenses with handy data feeds to accounting packages.
Unauthorised Transaction Insurance
Insure your business against unauthorised card use with complimentary Unauthorised Transaction Insurance.Superscript: 3
Interest rate on purchases | 17.74% p.a.Superscript: 4 |
|---|---|
Interest rate on cash advances | 19.24% p.a.Superscript: 4 |
Interest free days on purchases | Up to 55 daysSuperscript: 1 |
Annual Fee | $150Superscript: 5 |
Annual Additional Cardholder Fee | N/A |
Minimum credit limit | $1,000 |
For details about all applicable fees & charges please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF).
Explore other features
Control cardholder spending
You can set monthly spend caps, transaction limits and merchant category controls for each cardholder.
Protect your business
Unauthorised Transaction InsuranceSuperscript: 3insures your business against unauthorised card use for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.
Security
- 24/7 monitoring with ANZ Falconâ„¢ for suspicious transactions
- No liability for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back GuaranteeSuperscript: 6
- Worldwide emergency credit card replacement
Fast online application
Apply in 20 minutes
ANZ GoBiz is an online platform which securely connects with your accounting software to assess your financial data, giving you a decision in minutes.
GoBiz is suitable if your business:
- Uses Xero, MYOB or Inuit QuickBooks
- Has at least 6 months of reconciled financial data in AUD
- Operates under a registered ABN/ACN.
- Has been GST registered if annual turnover is $75,000 or more
- Has an annual turnover not exceeding $10m
Banker-assisted
We'll call you ASAP
If you can't use ANZ GoBiz or just want to talk through your options, our expert business bankers are standing by to assist.
Just leave your details and we'll call you back within 1-2 business days.
Already a customer?
We're here to help you with your ANZ business credit cards
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.
ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) apply.
1. Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF).
Return2. Offer available to new and approved applicants who apply for a new ANZ Business 55 Interest Free Days account. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Fee offer applies only once per new ANZ Business 55 Interest Free Days account. Offer is not available when transferring from an existing ANZ Business credit card account. The Annual Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business 55 Interest Free Days account. In subsequent years the Annual Fee (currently $150 but subject to change) will apply.
Return4. Standard variable interest rate as at today's date and is subject to change.
Return5. The Annual Fee is current as at today’s date and is subject to change. Please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.
Return6. Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.
Return