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Starting a business
Starting a business can be exciting and challenging. With the right guidance and planning, you can prepare to achieve your goals. Follow our five steps below to learn how to create a business plan, set up your basics, open a business bank account and more.
Create a road map before you start
Make a clear plan before launching your small business. A business plan will help you understand the steps involved in getting started. Determine the strength of your idea by thinking about your brand identity, target market and set-up costs.
Need help? Download our business start-up guide and business plan template.
Begin with your fundamentals
Setting up your business basics is key. Start with the following Government resources. You may need to provide information like your Tax File Number (TFN) and proof of identity.
Keep things easy with our checklist
Stay on track by using our checklist. We walk you through everything from creating your website to developing your pricing strategy.
Manage your business finances
Set up a business bank account to separate your business and personal expenses. This could give you a clearer picture of your business finances and save you time on admin.
Looking for a simple business account with no monthly fees? Consider ANZ Business Essentials. You can open an account in minutes via the ANZ App. *Conditions apply.
Get paid fast
New technology makes life easy, particularly when it comes to getting paid. Whether you take payments in store, online or on-the-go, you may want to consider the range of ANZ Worldline Payment Solutions. For instance, turn your smartphone into a payment terminal when you get set up on Worldline Tap on Mobile.
Consider your start-up funding
Maybe you’re looking to buy an existing business. Or you need new assets like a coffee machine for your venture. Business lending could help secure what you need to get started. Keep in mind that business lending can take careful planning. View our resources below to see what's involved.
Tip: You can use your accounting software to get a faster loan if you’ve been trading for 6 months or more.
Partner offers to support your business
VISA commercial offers
A wealth of opportunity at your fingertips
ANZ VISA Business card holders have immediate access to a host of offers from VISA's commercial partners.
Terms and conditions, fees and charges, and eligibility criteria apply.
50% off QuickBooks Simple Start
For ANZ customers who are new to QuickBooks, QuickBooks is offering a 50% discount on a QuickBooks Simple Start subscription for the first 12 months*.
*Valid for customers who sign up to QuickBooks before 30 April 2025.
Resources at your fingertips
Business tools
Browse our collection of tools and templates. Each one is designed to make running your business simple and stress free.
Articles
We cover a range of topics in our business hub. Find useful insights to help you succeed in the competitive market.
Customer stories
You don’t have to figure everything out by yourself. Get inspired and learn from other business owners.
Speak to a business banker
Request a call back
Have one of our business banking specialists call you back within 1-2 business days.
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.
Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help.
Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.
Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.