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Starting a business

Starting a business can be exciting and challenging. With the right guidance and planning, you can prepare to achieve your goals. Follow our five steps below to learn how to create a business plan, set up your basics, open a business bank account and more.
 

Start Right with Jane Lu

Jane Lu's tips for business success

Want to learn how to start a successful business? Jane Lu – Founder of Showpo and Shark Tank Australia Shark – reveals her must-know business tips in this video. Discover the secrets to building a multi-million dollar e-commerce empire and how you can apply them to your business journey.

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Plan your small business

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Create a road map before you start

Make a clear plan before launching your small business. A business plan will help you understand the steps involved in getting started. Determine the strength of your idea by thinking about your brand identity, target market and set-up costs.

Need help? Download our business start-up guide and business plan template.

Business start-up guide (PDF)

Business plan template (PDF)

Business plans and templates: How to get started

 

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Set up your business basics

Begin with your fundamentals

Setting up your business basics is key. Start with the following Government resources. You may need to provide information like your Tax File Number (TFN) and proof of identity.

Keep things easy with our checklist

Stay on track by using our checklist. We walk you through everything from creating your website to developing your pricing strategy.

Starting your business checklist (PDF)

 

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Open a free business bank account in minutes*

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Manage your business finances

Set up a business bank account to separate your business and personal expenses. This could give you a clearer picture of your business finances and save you time on admin.

Looking for a simple business account with no monthly fees? Consider ANZ Business Essentials. You can open an account in minutes via the ANZ App. *Conditions apply.

Explore ANZ Business Essentials  

Learn how to manage your business on the go

 

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Take payments from your customers

Get paid fast

New technology makes life easy, particularly when it comes to getting paid. Whether you take payments in store, online or on-the-go, you may want to consider the range of ANZ Worldline Payment Solutions. For instance, turn your smartphone into a payment terminal when you get set up on Worldline Tap on Mobile.

Discover ANZ Worldline Payment Solutions

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Get access to small business lending

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Consider your start-up funding

Maybe you’re looking to buy an existing business. Or you need new assets like a coffee machine for your venture. Business lending could help secure what you need to get started. Keep in mind that business lending can take careful planning. View our resources below to see what's involved.

Tip: You can use your accounting software to get a faster loan if you’ve been trading for 6 months or more.

Prepare for lending

The four Cs of credit: What are banks looking for?

Explore ANZ GoBiz

Partner offers to support your business

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VISA commercial offers

A wealth of opportunity at your fingertips

ANZ VISA Business card holders have immediate access to a host of offers from VISA's commercial partners.

 

See offers from VISA

Terms and conditions, fees and charges, and eligibility criteria apply.

 

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50% off QuickBooks Simple Start

For ANZ customers who are new to QuickBooks, QuickBooks is offering a 50% discount on a QuickBooks Simple Start subscription for the first 12 months*. 

 

See QuickBooks online

*Valid for customers who sign up to QuickBooks before 30 April 2025. 

 

 Resources at your fingertips

Business tools

Browse our collection of tools and templates. Each one is designed to make running your business simple and stress free.
 

Discover business tools
 

Articles

We cover a range of topics in our business hub. Find useful insights to help you succeed in the competitive market.
 

View start articles
 

Customer stories

You don’t have to figure everything out by yourself. Get inspired and learn from other business owners.


View customer stories

 

Speak to a business banker

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Request a call back

Have one of our business banking specialists call you back within 1-2 business days.

Leave your details

 

   

Call us

Want to discuss new or existing ANZ business banking or need help with general enquiries? 

Mon-Fri 8am to 6pm (AEST)

1800 351 663

   

 
 

  Canstar's Small Business Bank of the Year, a record nine times

   For outstanding products, services and customer satisfaction.

This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.

Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help. 

Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.

Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.

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