Running a business

Manage your business finances

Know your financials 

Good financial management can make or break your business. That’s why you should have a clear view of your financial position. You can do this by developing strong systems and solutions.

Learn about financial basics:

The importance of accounting software 

Business financial documents: Master the basics 

Take control of your cash flow

Plan for ups and downs 

Cash flow is more than just keeping an eye on what’s going in and out of your business. Planning and forecasting are key too.

Manage your cash flow well to prepare for unexpected expenses and day-to-day bills. With the right skills and tools, you’ll spend less time chasing payments and feel comfortable meeting your financial obligations.

Get started:

  Cash flow forecast template (PDF)

The importance of small business cash flow 

Try flexible finance

Need to purchase more stock than usual for an upcoming job? A business credit card can give you quick cash flow. Take out funds, up to a set limit, when you need.

Explore business credit cards

Create your marketing and business strategy

Attract and retain your customers 

Identify what makes you special and share your message well. You can build a website or promote your business locally via networking events. Target your best customers with special offers and create a loyalty scheme to keep people coming back.

Use our resources for inspiration:

  Marketing on a shoestring checklist (PDF)

  SWOT analysis template (PDF)

Grow your business customer base with these tips 

Communicate with your customers

Connect with your audience online

Use social media and email marketing to share special deals and updates. Publish articles online and even create a YouTube channel to boost your profile. Regular content keeps your brand top of mind.

You might be interested in these articles:

How to advertise on Facebook 

Your guide to small business email marketing

Manage your business risk

Watch out for scams

Scams are growing more sophisticated. Keep an eye on the news and market updates to protect your business. We’ve launched ANZ Falcon® to support you as threats increase.

  Small business cyber security guide (PDF)

Protect your small business against cyber threats

Learn about ANZ Falcon®

Focus on your personal wellbeing 

Put yourself first

It’s important to look after yourself emotionally when running a business. That’s why you should set clear work-life boundaries to manage stress. Ask your friends for support if you need. And untangle your finances for peace of mind.

Three ways to protect your wellbeing

Explore financial wellbeing