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Business Savings accounts
Simple savings solutions so you can maximise any surplus cash.
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Business Online Saver
Earn interest and enjoy the convenience of an online investment account that's linked to an eligible ANZ bank account.
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Business Notice Term Deposit
Invest from $5,000 in a term of your choice, with the security of guaranteed returns.
Rates, fees & benefitsSuperscript: 1
| Amount | Tiered variable interest rate Superscript: 2 |
|---|---|
$0 - $4,999 | 0.00% p.a. |
$5,000 plus | 1.15% p.a. |
What is tiered interest? This means that the balance of your account on each day determines the interest rate that applies to the whole balance of your account on that day.
ANZ Transactions per month | Unlimited to eligible linked account |
Required linked accountSuperscript: 3 | |
Access (online only) | ANZ Internet Banking, Internet Banking for Business, Phone Banking |
New rates effective on 17 April 2025
On 17 April 2025 we will be introducing new tiers of interest rates.
| Amount | Tiered variable interest rateSuperscript: 2 |
|---|---|
$0 - $4,999 |
0.00% p.a. |
$5,000 - $24,999 |
0.25% p.a. |
$25,000 - $249,999 |
0.50% p.a. |
$250,000 - $499,999 |
0.95% p.a. |
$500,000 plus |
1.15% p.a. |
What is tiered interest? This means that the balance of your account on each day determines the interest rate that applies to the whole balance of your account on that day.
Ready to apply?
Accounts to grow your cash reserves
A range of ways to save
If you value the certainty of a fixed interest rate and guaranteed returns, or prefer the flexibility to add or withdraw from savings, ANZ has a variety of solutions for your business.
Security
Safeguard your savings with round the clock monitoring and protection against unauthorised transactions.
How to apply
Apply online
It's easy to open a Business Online Saver account and manage your essential business banking needs online.
Apply online now
Some things to check off
- You are 18 + years of age
- The business is Australian
- You are the owner/director
- 2 forms of ID and your ACN for verification
Got everything ready?
It only takes around 10 minutes to apply
- Enter your personal details
- Enter your business details
- Check and submit your entries
- We'll call to follow up within 24 hrs (or the next business day)
We're here to help
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
Please refer to the ANZ Business Transaction Accounts Terms and Conditions (PDF).
1. Rates current as at Wednesday, 29 January 2025 and are subject to change.
Return2. The interest rate is tiered. This means that the balance of your account on each day determines the interest rate that applies to the whole balance of your account on that day.
Return3. Linked ANZ accounts include ANZ Business Advantage, ANZ Business Extra, ANZ Business Essentials and ANZ Business Classic. For more information, please refer to the ANZ Business Transaction Accounts Terms and Conditions (PDF 512kB) and ANZ Business Banking Business Transaction Accounts Fees and Charges (PDF 134kB).
Return4. Different interest rates apply to different investment amounts, terms and interest frequencies. Rates current as at Tuesday, 8 October 2024 and are subject to change. Early withdrawal fees will apply and the account will incur an interest reduction in respect of the money withdrawn or transferred early. For more information, please see the Business Banking Transaction Accounts Fees and Charges (PDF) and ANZ Business Transaction Accounts Terms and Conditions (PDF), and Business Banking General Service Fees and Charges (PDF). At maturity we will reinvest your ANZ Business Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If you choose to reinvest your principal (and interest) at the end of the investment term, the interest rate applicable to your ANZ Business Notice Term Deposit may be lower than the interest rate on your maturing ANZ Business Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements.
Return