ANZ Diversified Margin Loan - Investments & advice

ANZ Diversified Margin Loan

The ANZ Diversified Margin Loan rewards responsible investors who diversify their portfolios. It offers leverage against twice as many shares as a standard ANZ Margin Loan, plus higher loan to value ratios. These allow you to choose between higher leverage when you need it or a greater cushion against market falls before you receive a margin call. You can purchase both shares and managed funds with this loan.

This margin loan is for investors who have a relationship with a broker or Financial Planner, and use their services to assist them with investment decisions.

An ANZ Diversified Margin Loan is suitable for investors who:

recognise the benefits of diversification and regularly maintain four or more stocks in their portfolio
play an active role in managing their investments
may have previous experience with managing a margin loan
want to:
- lower the chances of a margin call through a higher Security Value and higher LVRs
- maximise their gearing ratio and understand the potential risks of higher leverage.

Important information

Leveraging a portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that while leveraging into investments increases the potential return on investments, it is important to recognise that it can also multiply the effects of falls in share market values. We therefore strongly advise you talk to your financial planner and/or stockbroker and ensure you understand the risks, the specific tax implications, as well as the legal and financial ramifications of a margin lending facility.

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