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ANZ Gold - Credit cards & debit cards

ANZ Gold

Cover yourself in Gold

ANZ Gold

With an ANZ Gold credit card you will enjoy peace of mind with two tiers of insurance protection:

  • Overseas Travel and Medical Insurance1
  • 90-day Purchase Security Insurance2

Apply online for ANZ Gold 60 second response

An ANZ Gold may be suitable for you if you would like to:

Interest rate on purchases 18.49% p.a.5
Interest rate on cash advances 20.24% p.a.5
Interest free days7 on purchases Up to 55 days
Minimum credit limit $5,000
Annual account fee $87
Minimum income $50,000
  • Overseas Travel and Medical Insurance1.
  • Extended Warranty2 - double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ Gold card.
  • ANZ Car Rental Cover at no additional charge6.
  • 90-day Purchase Security Insurance2 - insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Gold card.
  • Flexibility to add up to nine additional cardholders to your account at no extra cost.
  • Visa entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products www.visaentertainment.com.au.
  • Worldwide emergency credit card replacement for your ANZ Gold card.
  • ANZ Gold Liberty – A global concierge service if you need easy access to any of these services:
    • emergency services
    • travel assistance services
    • ATM locator
    • ticket replacement assistance, lost luggage assistance, pre-trip assistance.
  • As an ANZ Gold cardholder, you have access to a range of services including:

Once approved, you may expect to receive your credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ Gold credit card

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 13 14. To be eligible for ANZ Gold Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing Australia, and have a return ticket to Australia within four months of departure and be under 80 years of age.

2. Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 13 14.

3. Offer only available to applicants who apply for a new ANZ Gold card. Not available when you transfer from an existing ANZ credit card. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ Gold card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 6 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases.  Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy).

4. All applications for credit are subject to ANZ's credit assessment criteria.

5. Standard variable interest rate is 18.49% p.a. on purchases and 20.24% p.a. on cash advances as at Thursday, 11 March 2010 and is subject to change.

6. ANZ Car Rental Cover is underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035) trading as Western QBE Insurance.

7. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715.

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