ANZ

The ANZ website contains the following categories:

Personal Lending
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Receive an ANZ Loan Protection discount
 

 For people who don't like to wait
Apply Online

Can't wait to get a car, plasma TV or something new for your home? Maybe you'd like to combine your other loans or credit card balances into one easy payment? With an ANZ Personal Loan* there is no need to wait for the things you want or the money to get them.

*ANZ Loan Protection is issued by ING Life Limited ABN 33 009 657 176, AFSL 238341 and QBE Insurance Australia Limited ABN 78 003 191 035, AFSL 239545.
View further details and important information.

ANZ arranges the insurance on behalf of the product issuer, ING Life and QBE. ANZ may receive a commission for the sale of any product. Please see the Financial Services Guide (PDF, 298kb) for more information.

  • Apply over the phone on 13 33 33 (8.00am to 9.00pm AEST, Monday to Friday and 9.00am to 4.00pm AEST, Saturday).

For more information, read about how a Personal Loan Works (PDF, 308kb) and our Frequently Asked Questions.


Simple and affordable insurance.....
  • Easy applications
  • Affordable fees and interest rates
  • Flexible repayment options - weekly, fortnightly or monthly
  • Easy repayment methods - ANZ internet, phone banking
    and direct debit from your ANZ Access account
  • For loans over $5,000
  • Choose to repay from one to seven years depending on the
    loan purpose
  • Protect your loan with ANZ Loan Protection*.

Choosing the best Personal Loan

Choose between two loan types - a Fixed Interest Rate Loan and a Variable Interest Rate Loan.

Comparison of a Variable Interest Rate Loan and a Fixed Interest Rate Loan
ANZ Personal Loan ANZ Interest Rate (% p.a.) from Comparison Rate (% p.a.)** from
Variable Rate Loan 14.85% p.a. 17.78% p.a.
Fixed Rate
Loan		 14.24% p.a. 17.18% p.a.

Eligibility

To apply for an ANZ Personal Loan, all you have to do is provide details about yourself, basic financial details and evidence of your income. We'll need at least three months' year-to-date payslip information, plus details of your monthly expenses. You don't need to be an ANZ customer to apply.


Terms and Conditions are available on application, fees and charges are payable. Interest rates current as at 15 July 2007, subject to change.

* ANZ Loan Protection is underwritten by ING Life Limited ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035. Terms and Conditions apply. View insurance disclaimer and important notes.

**These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.

A Comparison Rate Schedule is available at any ANZ branch or view it online ANZ Comparison Rate Schedule (PDF, 72kb).

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