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Personal Lending

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An ANZ Personal Loan is a fast and convenient way to get the things you want or to pay for the things you need. With easy and flexible repayments and competitive interest rates, you can use an ANZ Personal Loan for almost anything, including:

  • consolidating debts into one regular repayment
  • buying a car, a motorbike or a boat
  • home renovations or household goods
  • a holiday or an investment
  • education
  • a dream wedding.

Need help with choosing the right loan?

View the ANZ Personal Loan comparison table to help you choose the loan that suits you best.

ANZ Variable Rate Personal Loan ANZ Fixed Rate Personal Loan
  • Borrow from $5,000
  • Loan terms of 1 to 7 years
  • Flexible repayment options
  • Freedom to increase your repayments at any time.
  • Borrow from $5,000
  • Loan terms of 1 to 7 years
  • Flexible repayment options
  • Make budgeting easier with a fixed interest rate.

Other loan product:

ANZ Graduate Loan
  • For final year students or recent graduates
  • Borrow from $5,000
  • Loan terms of 1 to 7 years
  • Simple loan to set yourself up for working life
  • No repayments in the first year.

Approval subject to ANZ lending criteria. Terms and Conditions are available on application, fees and charges are payable.