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Home Loans

ANZ Simplicity PLUS Home Loan print this page email to a friend
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The ANZ Simplicity PLUS Home Loan offers you a low variable interest rate for the life of the loan. You will not pay for any extra features you don't need and you can make additional repayments at any time to help you pay off your loan sooner.
Standard Features
 Interest Rate 8.92% p.a. - Variable        Other Interest Rates
 Magnifying GlassComparison Rate™ * 8.98% p.a.
 Loan term Maximum 30 years
 Minimum amount $50,000
 Maximum amount 95% of the valuation of the security property
 Lenders Mortgage  Insurance Required if amount borrowed is more than 80% of the valuation of the security property
Key Features
 Repay loan early Yes - you have the freedom to repay your loan in full at any time. Fees and charges may apply (PDF, 388kb).
 Make additional  repayments Yes - you can make additional repayments at any time, which means you can pay off your loan faster and save interest
 Redraw facility Yes - Redraw allows you to access any additional loan payments you have made
 Ability to split loan Yes – Find out more
 Interest only payments Yes - up to 10 years.
Minimise your repayments and free up cash by paying interest-only
 Repayment Holiday Yes - Find out more
 Draw down loan  progressively Yes - over periods up to 12 months.
Fees and charges apply (PDF, 388kb).
Fees and Charges
 Loan Approval Fee
 (LAF)		 $600
 Loan Administration  Charge Nil
 Redraw fee $25 redraw fee, $2,000 minimum redraw (additional conditions apply)
 Converting or  renegotiating Find out more
For full details of all fees and charges refer to Personal Banking General Fees and Charges (PDF, 168kb)
View other fact sheets
Standard Variable Rate Home Loan
Supplementary Loan
Fixed Rate Home Loan
Simplicity PLUS Home Loan
Land Loans

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ANZ. Home Loan Lender of the Year, again. Money magazine's Home Loan Lender of the Year 2007, 2006 and 2005. Personal Investor magazine's Home Lender of the Year 1999-2002, 2004 and 2005.

* Comparison Rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

A copy of the Comparison Rate Schedule is available at any ANZ branch or view it online ANZ Comparison Rate Schedule (PDF, 72kb).

Terms and conditions available on application. Fees and charges apply.

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