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Home Loans

ANZ Family Guarantee

Getting a head start in property

ANZ Family Guarantee gives you a head start by making it easier for you to get into your home faster with help from certain family members. You can use ANZ Family Guarantee to buy a home or invest in residential property.

How ANZ Family Guarantee works

ANZ Family Guarantee allows certain family members to use the equity in their home as additional security for a portion of your loan amount. This means you may be able to buy a property sooner, avoid paying the premium for Lenders Mortgage Insurance and maximise the amount you can borrow.

ANZ Family Guarantee at a glance:

  • Buy your own property sooner.
  • Avoid paying the premium for Lenders Mortgage Insurance
  • Maximise the amount you can borrow (up to 100% of the purchase price, plus costs such as Stamp Duty and other Legal fees).
  • Choose from a wide range of ANZ Home and Residential Investment Loans to suit your needs.
  • Guarantors can be a parent, parent-in-law or step-parent (grandparents and siblings will also be considered).
  • Guarantors can determine what portion of the loan they will secure (they don't have to provide a guarantee covering 100% of your loan amount).

Find out more

  • Call 1800 035 500, 8am to 11pm (AEST), seven days a week.
  • Drop into any ANZ branch.
  • Visit ANZ Home Loans to see our award-winning products*.

* Many of ANZ's Home Loans were awarded CANNEX mortgage star ratings in 2006. Ask us for details.