ANZ

Products & Services

ANZ Tailored Business Facility

Designing a lending facility around your business cycles and projected business events such as acquisitions and new plant or equipment purchases, can put you in control and help give you peace of mind.

The ANZ Tailored Business Facility is a flexible finance solution that enables you to combine up to five product alternatives in the one package.

With simplified documentation, "at a glance" statements and one transactional and rollover settlement process, the ANZ Tailored Business Facility means that you can have more time to spend managing what's important for your business.

Standard Features

Purpose Match your cash flow needs and protect your business from interest rate movements.
Term 6 months to up to 15 years.
Minimum Amount $500,000.
Structures Available Designing a solution is as simple as combining one or more of the following funding and interest rate protection options:
  • Variable funding limits with exposure to interest rate movements, providing you with funding flexibility.
  • Fixed funding limits with a known exposure to interest rates, providing you with funding certainty.
  • Flexibility of variable funding requirements with the certainty of interest rate movements being capped at a prearranged interest rate.
  • Flexibility of variable funding requirements and a combination of a maximum exposure to interest rates with the potential to benefit from lower interest rates to a known rate.
  • Future funding needs and costs known with no requirement to commit at that time, providing certainty for fast financing of your future business events.
Repayment Frequency
  • Principal or interest-only reductions
  • Seasonal or irregular repayments
  • Balloon repayments
  • Early repayment flexibility (some solutions only)
  • Progressive drawdowns

To find out how an ANZ Markets Advisor can work closely with you to help develop an effective business risk management strategy, contact your ANZ Manager or call 1800 801 485 between 8am and 8pm (AEST) on any business day.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.


This product/service is generally suitable for businesses with turnover of $5M to $40M.