ANZ

Products & Services

ANZ Business Overdraft

A Revolving Line of Credit to Cover Your Day-to-Day Financial Needs.

An ANZ Business Overdraft can provide the extra cash your business needs to cover seasonal or working capital requirements. Essentially, an overdraft is a method of allowing an account balance to operate in debit up to an agreed level.

As a particularly common and flexible form of credit, for many customers a business overdraft is essential for managing cash flow.

For your convenience, an ANZ Business Overdraft can be attached to any of the following ANZ business transaction accounts:


Standard Features

Facility Type A revolving line of credit.
Facility Purpose For managing working capital requirements.
Loan Amount Minimum $2,000.
Security Can be unsecured or secured by various types of security, including residential, commercial or rural property or business assets.
Term No minimum or maximum term.
Interest Rate Type Variable interest rate.
Repayment Terms No fixed or minimum monthly repayment arrangements.
Ways to Access Your Account ANZ Internet Banking, ANZ Phone Banking, ATM's, EFTPOS, ANZ Branches or Cheque Book.
Fees and Charges Fees and charges are payable.
Click here to refer to the ANZ Business Banking Finance Fees and Charges brochure for relevant details.

For further information phone us on 1800 801 485, 8am – 8pm AEST Monday to Friday.


This product/service is generally suitable for businesses with turnover of $5M to $40M.