• ANZ Everyday Visa Debit Product Disclosure Statement (mp3, 324kb)
• Contents (mp3, 2.65mb)
• ANZ Contact Details (mp3, 784kb)
• Introduction (mp3, 444kb)
• Part A (mp3, 24kb)
• Meanings of Words (mp3, 1.01mb)
• Application of this PDS (mp3, 168kb)
• Opening an Account (mp3, 396kb)
• Fees and Charges (mp3, 2.35mb)
• Using ANZ Everyday Visa Debit (mp3, 3.42mb)
• Transactions on your ANZ Everyday Visa Debit account (mp3, 3.55mb)
• Statements of account (mp3, 444kb)
• Making deposits to your account (mp3, 1.51mb)
• Processing of transactions by ANZ (mp3, 1.17mb)
• Provision of Credit (mp3, 532kb)
• ANZ Everyday Visa Debit Card Security (mp3, 1.87mb)
• Error or Dispute Resolution (mp3, 1.23mb)
• Cancellation and Termination (mp3, 2.62mb)
• Changes to this PDS (mp3, 364kb)
• Privacy and Confidentiality (mp3, 2.19mb)
• General Matters (mp3, 2.66mb)
• Part B (mp3, 28kb)
• Electronic Banking Conditions of Use (mp3, 236kb)
• Definitions (mp3, 396kb)
• 1.Transaction Limits (mp3, 216kb)
• 2.How you can use ANZ Internet Banking (mp3, 156kb)
• 3.Fees and Charges for ANZ Mobile Phone Banking (mp3, 228kb)
• 4.Access to and use of Pay Anyone and International Services (mp3, 632kb)
• 5.Access levels for ANZ Phone Banking, ANZ Internet Banking and ANZ Mobile Phone Banking (mp3, 1.02mb)
• 6.Processing Instructions General (mp3, 1.02mb)
• 7.Processing Instructions ANZ Phone Banking, ANZ Internet Banking and ANZ Mobile Phone Banking (mp3, 384kb)
• 8.Processing Instructions Pay Anyone and International Services (mp3, 876kb)
• 9.Processing Instructions BPAY^® (mp3, 1.46mb)
• 10.Short Message Service (SMS) (mp3, 140kb)
• 11.Card Validity (mp3, 188kb)
• 12.Lost or stolen cards, Password, PIN or Telecode (mp3, 576kb)
• 13.Cancellation of Cards or Electronic Access (mp3, 472kb)
• 14.Withdrawal of Electronic Access (mp3, 504kb)
• 15.Password, PIN and Telecode Security (mp3, 636kb)
• Unauthorised Transactions (mp3, 2.34mb)
• Liability under the BPAY^® Scheme (mp3, 2.09mb)
• Inside cover information (mp3, 400kb)
• Audio Recording Disclaimer (mp3, 360kb)

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