ANZ

In this section Education Investing Investment Basics Budgeting Setting Goals Asset Classes Explained Risk vs Return Income vs Growth Understanding Volatility What to invest in Active vs Passive Investments (you are here) Investment Strategies Borrowing to invest Superannuation Why is Super Important? Accessing Your Super Superannuation Contributions Types of Superannuation Growing Your Super Rollovers and Redundancy Insurance What is Insurance? Types of Insurance General Insurance Personal Insurance Consumer Credit Insurance Retirement Planning for Retirement The Age Pension Retirement Income Streams Retirement Opportunities Wills and Transferring Wealth Wills and Estate Planning Guardianship Estate Planning Caring for Minors, Elderly Relatives or Those With Special Needs Contributing to the Community Grant Making in the Community Establishing a Charitable Foundation Products & Services Managed Investments ANZ OneAnswer Investment Portfolio ANZ Investment Online Share Investing Join ANZ ETRADE About ANZ ETRADE Why choose ANZ ETRADE Top 10 reasons to join ANZ ETRADE Investment tools and research Conditional Orders ANZ ETRADE Cash Account Getting Started Visitor trade Active traders ANZ ETRADE Share Investment Loan Contact us Margin Lending What is a margin loan? Benefits of a margin loan How a margin loan works Margin calls Managing your margin loan Interest rates Risks of margin lending Product comparison ANZ Standard Margin Loan ANZ Diversified Margin Loan ANZ E*TRADE Share Investment Loan Regular Geared Savings Plan Frequently Asked Questions Forms and tools News Service and support Superannuation ANZ OneAnswer Personal Super ANZ Superannuation Savings Account Integra - Super ANZ Super Advantage Personal Insurance General Insurance Financial Planning Why an ANZ Financial Planner How ANZ Financial Planning works ANZ Prime Access Starting out Investing Life and Income Protection Superannuation Borrowing to Invest Redundancy and changing jobs Estate Planning Planning for Retirement Wealth for Women Mid life Investing Planning for Retirement Superannuation Life and Income Protection Borrowing to invest Estate Planning Redundancy and changing jobs Wealth for Women Later Years Investing Planning for Retirement Superannuation Life and Income Protection Borrowing to invest Estate Planning Redundancy and changing jobs Wealth for Women Wealth for Women Fact Sheets ANZ Trustees Charitable Foundations Establishing your own foundation A charitable structure to suit your needs Our credentials Philanthropy in action Apply for a Grant Find a Trust or Program ANZ Trustees Programs Named Charitable Trusts Trusts and Programs Not Accepting Applications Important Information Estate Planning and Administration Why do I need a Will? What is Estate Planning? Options for transferring wealth Portfolio Services Retirement ANZ OneAnswer Pension ANZ Guaranteed Income Deposit ING Joint Venture Resources	Education Active vs Passive Investments There are different ways to approach investing to maximise your return. "Active" investment managers believe the broad market can be beaten by picking higher performing asset classes, despite the higher fees involved. "Passive" (or indexed) managers believe the broad market cannot be consistently beaten. Passive managers aim to match the performance of a broad market index for Australian shares.

© Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2008. ANZ's colour blue is a trade mark of ANZ. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.

ANZ

The ANZ website contains the following categories:

The Personal category contains the following sections:

In this section

Education